Back in 2002, while on vacation in the Bahamas, me and my husband were approaced by so called representatives of Premier Holiday Travel and advised of all the perks and benefits they offered. At the time, we thought it was a good idea and signed up for it. We had to put a $2500 deposit down and make monthly payments of $180.00 a month through Monterrey Financial Services for a loan to help pay for the contract. Well, we paid it off and received notice in 2007 that we had to pay maintenance fees of $1140.00. We never received any information from the so called organization up until this notiication and since then, I have received statements of more maintenance fees tat need to be paid. Well, I refuse to give them anymore of my money for something that I have no knowledge of or have received no information from, not even a welcome packet. What do I need to do to cancel this or get it off of my credit report?