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False information on credit report

Complaint Rating:  100 % with 9 votes
100% 9
I recieved a letter stating that I had a 5 yr old electric bill that needed to be paid. 5 years ago I was a minor and therefore could not have had an electric bill in my name. I checked my credit report and they are listed as a collections account. I called the electric companies in Norfolk and they have no record of me having an account. This company is messing up my credit report!
Complaint comments Comments (4) Complaint country United States Complaint category Other
More PORTFOLIO RC Complaints & Reviews
PORTFOLIO RC - Un-Authorized Credit Inquiry [1]


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A  8th of Sep, 2010 by    0 Votes
These people - PORTFOLIO RC
Company Phone:
No Phone Provided
Company Address:

did a hard inquiry on my credit report also. I have NO idea who they are and they certainly have no legal right to sniff into my credit report. I am calling my lawyer this week and am looking to make them pay.
A  3rd of Oct, 2010 by    0 Votes
They did it to me too.
N  9th of Dec, 2010 by    0 Votes
Portfolio Recovery Associates Inc.
Riverside Commerce Center
120 Corporate Boulevard
Norfolk, VA 23502
United States - Map
Phone: 888-772-7326
Fax: 757-518-0901
Website: http://www.portfoliorecovery.com
N  9th of Dec, 2010 by    0 Votes
.When times are tough, some businesses find the going a little easier with Portfolio Recovery Associates (PRA). The firm makes its way in the world by collecting on defaulted consumer debt. Its primary business is collections on behalf of clients (including banks, credit unions, consumer and auto finance companies, and retail merchants). PRA also buys charged-off and bankrupt consumer debt portfolios and then collects the debts on its own behalf. The company's subsidiaries are dedicated to skip-tracing and asset location for auto finance companies (IGS) and government accounts receivable management (Revenue Discovery Systems). Mr. Steven D. Fredrickson
CEO120 Corporate Blvd.
Norfolk, VA 23502
Phone: 757-519-9300
Fax: 757-518-0901

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