A Points Across America representative came to my door selling magazines and stating that he could win a free trip to cancun. I wanted to buy my husband the ESPN magazine for Christmas so I figured I would buy my Christmas gift and help this boy win his free trip at the same time. I have come to learn that it is a scam and the goods one pays for are not provided. If you pay via check and place a hold on that check they go into your account and electronically debit the amount out of your account. So not only are you out the 30$ to hold the check you are also out the amount the check was written for. We need to communicate to others that this "company" is a scam and to hold onto your money...especially in these times of financial crises.