I too, was suckered in on this scam. They say that they will help you find a Grant that is suited to your needs, but all I found was a bunch of dead ends and several charges on my credit card. I know that I never even entered the passwords that were provided with the disk and yet there are membership dues charged. Also, has anyone else noticed a lot of junk e-mails from other sites that have been recorded as scams? This "help" is not the kind of help I was looking for.