Just like the others, I was lured by the ad of this company because i was in need of money at that time. Prior to paying, infos and policies were supplied. Because they guarantee me that i will be approve of the amount that i need i decided to give it a try however of all the lenders that was given to me, 7 of them denied me credit.I emailed them the first i got denied and it was only that time that Mr Rick Dennison told me that i have to apply to all of the lenders.It was not clearly indicated on the terms. After receiving all of the denial letters i sent it to them with the refund request as well as letter of explanation for not applying on the last two lenders because they only offer credit cards.I have enough credit cards. And in the first place the name of the lenders were not disclosed to me until i paid the "referral fee". I was answered back by a very confusing letter.I tried communicating with them by sending them email because they can't be called but they won't talk to me.Many times Mr Rick Dennison just ignored my emails. I understand their terms but i have asked for a negotiation but they won't talk to me. What kind of company they are. People are falling into their prey and unfortunately i was a victim of this scam. I want my money back.