Persels and Associates / debt resolution program
For approximately 12 months I used Persel and Associates to help me with what I thought was going to be paying off my debts. Instead, they made a lot of money off of me and I have since had to file for bankruptcy. I was paying them 365.00 a month to put into my alleged account to be used to pay my creditors. I understood that they would be working with my creditors and attempting to get them to agree to a lesser amount of money to settle the account. I continued to receive phone calls from my creditors for several months after going under the plan, but Persels and Associates would always tell me I had nothing to worry about and to give them their number if they had any questions. To make a long story short, after 12 months I had to file bankruptcy because I was so far in debt I was about to start losing my property. None of my debts were ever payed off by Persels and Associates. NONE of them! 365.00 a month for 12 months is equal to 4380.00. Where did all that money go? I have no clue. When I dropped the program I received a refund for 274.00. That means that 4106.00 of my money went to Persels and Associates. Surely it couldn't all be for attorney's fees. The attorneys never actually did anything for me. They didn't go to court for me and they certainly didn't pay any debts for me. They didn't even talk with any of my creditors because my creditors continued to call me and I even had one of them file a judgement against me. This is when I decided to file bankruptcy. Don't make the same mistake I did. This company is a scam and they are making a fortune off a lot of innocent people who are having to deal with the stress of debt in this struggling economy.