PennyMac Home Loan / The only thing they have done for me was an unsolicited charge.
PennyMac Home Loan is a company that supposedly helps with home loan modifications. They use to ask for original documentation from mortgage company, and audit the file. When something not right is found, this gives the person more leverage to ask for the best modification of the loan possible. The only thing they have done for me was an unsolicited charge.