I was contacted by joshua redd from parkwaylending group saying that I was approved for a $5000 loan but because of my credit I needed to send him eight months of payments in advance. The payments would be $150 for three years at 6% interest rate which would add up to $1200 and my first payment wouln't be until August of 09.After Mr. Redd faxed over the documents I was to go over them sign and fax them back to him then he would send me the information on where to send the payment to via moneygram. After borrowing the money I contacted Mr. Redd for the information on where to send the moneygram and faxed over the contract. he then instructed me to send the money to a Nicole Sterling in Kamloops Canada and once she recevied the downpayment the $5000 would be deposited in my bank account no later than 5:00pm the next day. The next day I received a call from a David saying that he was the customer service manager and that the took a second look at my credit and determined that before they deposit the money I would need $1200 more doolars for another eight months. I told him he was crazy and to send me my money back he told me that it states in the contract that any refund due would be sent out on the lenders billing cycle. The transaction was done on12/4/2008 he said I would receive my money deposited in my bank account on12/29/2008. So frustrated I called Mr. Redd back and told him what was going on he told me that he no longer had my file and that further communication should be done through David in customer service. I don't no where to turn as far a legal recourse that was money I borrowed on a promise that they would have it back the next day.