On March 3, 2008 $59.90 was removed from my Emerald Mastercard in what was a totally unauthorized transaction. The company has refused to return my money to me. I have filed reports with the Utah Department of Commerce, BBB and Attorney General. I have also filed complaints with the U.S. Attorney General and the FBI. If you research this company there are hundreds of complaints. They also own a company called Intellipay which processes credit card payments for other businesses including my ISP. This is where they get people's credit card numbers. Intellipay, Pacific WebWorks and PW EAuction all share the same fax number and are located in the same two suites of offices. I believe this is organized criminal activity.