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CB Scam and Fake Checks Review of OSC LLC.
OSC LLC.

OSC LLC. review: SCAM 90

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5:54 pm EST
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IF ANYONE HAS BEEN CONTACTED MY CORE PAYMENT SOLUTIONS or D.W. SCOTT FINANCIAL, PLEASE READ THE FOLLOWING!
or anyone whos heard of them, or of Merchant Referral Solutions or Bank Card Empire!

Hello everyone, I deleted this post originally the day after I quit because the company I was working for was going to fire the person who recruited me in for posting it. I’m reposting it since this has become a useful tool for some people. Comment me if you would like, I can only tell you what I know nothing more. This is also not me bad mouthing a company for no reason; from the beginning of my work experience there….things did not seem legit. If you decide to buy and advertise with this company, that is solely your choice. I am just trying to help people understand that things may not at all be as it sounds or appears to you. And apparently someone told me that when they were called by Deluxe Marketing Group they were forwarded to the Core Payment Solutions website, this is why I think that’s their new name.

On March 4th, 2010 I quit my job at OSC LLC. This company goes by many names; Core Payment Solutions, Merchant Referral Solutions, Bank Card Empire, and also D.W. Scott Financial. The first 3 business names are all the same company; they change their name once people have caught on that they are fraudulent. I have been working for this company since October of 2009. The reason for my quitting is that I felt uncomfortable working there for sexual harassment that taking place, by the way the fake name that I was told and agreed to use was AMY BRADSHAW. My last day, my boss (Luke Rose also known as JOHN FICHER/FISHER, BOB WALSH, or JEFF DAVIS) made it very clear that I was not welcome working there unless I wanted to have sexual relations with him. What many people do not know about him is that he went to jail for 2 years before being employed at this company for drug charges, and this is what I was told directly by him. He gets paid off the money he convinces people to give the company for marketing their credit card machine business. PEOPLE PLEASE LISTEN! If you give anyone from this company your credit card information for the promise of receiving thousands of dollars within the next 12 months YOU WILL BE BROKE AND A FOOL! The money does not go to your marketing. It will supply this company with the capital it needs in order to run their fraudulent telemarketing company and LUKE ROSE or any other "marketing coach" will be paid percentages of that money (which is anywhere from $1000 - $30, 000). I was being paid cash $300 for setting up appointments for him to discuss these matters with the clients who were contacted by telephone a week before. They have 'marketing campaigns' that they say they are going to run for you to maximize the profits you’ll make with the company. They say you will have; Radio, Television, E-mail spams, and Telemarketing hours dedicated to your profit. They SAY they can only guarantee that they can set up 1% of the business’s that they come into contact with, since many businesses are under contracts that they cannot get out of. Luke Rose the reloader or marketing coach, whatever you want to call him personally told me that the money people put into this company doesn’t go anywhere but to pay for the light/water/upkeep bills for their location at 4240 N 19th Ave Phoenix, Arizona 85015 and it also pays management and of course the person you were lied to by gets a portion of the earnings. Also, you may or may not believe me BUT this company brings in HUNDREDS OF THOUSANDS OF DOLLARS each week. Luke Rose himself has brought in as much as $70, 000 in just one week alone.

PLEASE IF YOU WANT ANY MORE INFORMATION, given that my fingers could go on for quit a while with all the information I have gained since working here PLEASE TELL ME YOU'D LIKE TO SPEAK and I will do all I can to provide you with the information on how they go about doing what they do, give you the personal information of some of the people who work there, or to just let you know what you’re getting into before you decide.

The company may already have thoughts that I will and/or tell people what’s going on there, many are previous criminals themselves and have been doing this for years. These people don’t care what you say to them, if you don’t give your money to them they will fight you verbally but in the end they will move on to the next victim. THEY TARGET NICE PEOPLE WHO ARE GULLIBLE or ELDER (please family's keep tabs on your mothers and fathers who may be easily drawn in with a good sales pitch) ALL THEY WORK FOR IS MONEY, they don’t have to worry about anything else because they’re company pays top dollar for lawyers.

IF YOU ARE AN ATTORNEY or KNOW AN ATTORNEY and want to take action PLEASE LET ME KNOW, I will do all I can to help you stop this from happening. I will be honest I just finished High School last year and I am still a pea in the pod right now. I don’t know any lawyers and I don’t know anyone who does, if you do I personally would want you to bring these places down. People max out their credit lines to help themselves with this company, which is just a false hope to them.

If you have already given your money to them, I am greatly sorry for being a part of this! If you remember my fake name as AMY BRADSHAW or ELA GREEN, I will understand your anger and pain for me to help these people in what they are doing. I am willing to testify for the greater good of everyone.

Update by oh_yeah
Mar 15, 2010 4:04 pm EDT

4240 is the business where they moved...its hard to explain, i think i emailed you today

Update by oh_yeah
Mar 15, 2010 4:05 pm EDT

go on facebook and look up osc llc, i made a fan base for them being a scam, if youd like to add anything let me know :)

Update by oh_yeah
Mar 25, 2010 8:58 am EDT

no sorry i havent...i used to use the name ela green

Update by oh_yeah
Mar 25, 2010 8:59 am EDT

from what i heard they owned a whole new building and one of the previous closers there is now running the new office building...look on craigslist under central/south phoenix jobs...youll see their advertisements for employers.

Update by oh_yeah
Mar 25, 2010 11:49 am EDT

LMAO thank you karen

Update by oh_yeah
Mar 26, 2010 5:34 pm EDT

Don M. i will give your number to someone who can help if youd like...that way he can call you. other than that i honestly dont believe you.

Update by oh_yeah
Mar 31, 2010 2:50 pm EDT

I have been told that deluxe marketing group may in fact be the new name of core payement solutions/merchant referral solutions/bank card empire.

Update by oh_yeah
Apr 12, 2010 8:11 pm EDT

this is for everyone to know...that is why i posted the original complaint here, at this point I really dont care who from osc reads or responds to. They know where i live, what my number is, who i am and have already tried bribing me and harassing me to the point of myspace creation and threat to give out my social security number on the internet. so anything they say here about me, i really dont care about. They have request that i come to court, for my 'slandering' on the internet about the true actions they have been taking towards their clients. I know this because i was not only a telemarketer for them, but also a peronsonally contracted personal assistant/appointment setter for one of the reloaders. not only is fradulence taking place which owners, reloaders, closers, administration, aswell as other telemarketers who also worked there had verbally told me, but there is sexual harassment aswell...that was the bottom line for me when i quit march 4th 2010. All i wanted to do was the right thing, especially once i realized how many people were being hurt like this, hoping that they were going to better themselves and their families. I have given multiple people all the information I know and honestly I dont think i can do anymore to help this. OSC LLC. the name that is on the paychecks at the place i worked at has only gotten bigger and well everyone whos personally spoke to me hasnt been any help in particular cases. it doesnt make sense that the government is allowing these companies or THIS PARTICULAR COMPANY to exist, so maybe they want these places to stay running. Maybe this is all about money.

im not giving up, im just loosing hope to be 100% with everyone who reads this. Im 19 and I just got a legit job for someplace that actually cares about their workers and clients and im going to do everything i can to keep it.

its extremely difficult to fight this when im trying to live my life or even have a life.

Many of you can do all the reasearch you can and speak to others and gather progress because you have the time and resources to do it. I am not retired and am living on my own without the help of any of my family, so theres only so much that can happen.

thank you to everyone who has responded to the post I wrote, even though it has gotten me into trouble with the court...i am greatful that i was even able to help one other person, it was the least i could do for knowingly selling the product to others over the phone.

this whole sherade just isnt fair to people, and for those who want to respond and say life just isnt fair...you have already given up on freedom entirely. live.

Update by oh_yeah
Apr 15, 2010 9:28 pm EDT

what you guys dont know is that multiple locations are NOT i repeat NOT shut down yet...including the place i worked at 42040 north 19th ave.

Update by oh_yeah
Apr 27, 2010 12:19 pm EDT

I have just scimmed over some of the comments that have been made since my last post. to answer the ###s question. i stayed because was 19 living on my own without any support from my family and needed to make money with that the only job that was wanting to hire me. i took half days while i worked there to go to interveiws and look for jobs both physically and online. i had not found anything until a month after i quit so i stayed because it was either that and have money to live and eat or scrape by without anything. ill comment later about all that has been stated so far. im so glad that all this has been helpful to some people.

ANY ONE CONTACTED BY COREPAYMENT SOLUTIONS, THAT WAS THE NAME OF BANKCARD EMPIRE BEFORE I LEFT FROM THERE SO JUST BE CAUTIOUS!

Update by oh_yeah
Apr 27, 2010 12:23 pm EDT

look on craigslist under phoenix and look at the jobs listed in south/central phoenix and you will see mulitple postings for the locations that are still operating and what is provded there are numbers and the company name of d.w.scott financial. osc or what people like to call bankcard empire/core payment solutions/merchant referral solutions is never named on the posts though...probably for a reason.

just some food for thought!

Update by oh_yeah
Apr 27, 2010 12:29 pm EDT

i know they are because on my check it said OSC LLC and the name of the company people were representing were told to say "hi this is so and so from BANKCARD EMPIRE etc etc etc"

then it was changed to merchant referral solutions then to core payment solutions, I WORKED THERE [censored]!

Update by oh_yeah
Apr 27, 2010 12:29 pm EDT

dip ### was referred to smartguy

Update by oh_yeah
Apr 27, 2010 12:32 pm EDT

modify man, whod you get a call from?

Update by oh_yeah
May 04, 2010 8:14 pm EDT

NOW EVERYTHING JAMES90 HAS STATED ABOVE IS ABSOLUTALLY FALSE IN ALL WAYS!

Update by oh_yeah
May 04, 2010 8:16 pm EDT

obviously since they dont even know how to spell my name and look me up, ive got no charges of any kind. thank you for wasting your time james. i am currently waiting untill i have a hearing or whatever with merchant referral solutions for my slandering (which is all accurate and has been proven so by postal workers and police officers).

Update by oh_yeah
May 04, 2010 8:20 pm EDT

the only reason this person has my address is most likely because i did in fact work for osc llc, which does or did in fact house bankcard empire which changed their name to merchant referral solutions and then to core payment solutions...and it also housed dw.scott financial which i worked for aswell for a period of 5 hellish months.

thanks for the entertainment, but seriously get over yourself. if you guys dont go down, i cant be mad...im totally over it now. ill go to the hearing or whatever talk this out like adults in the court of law and see what the judge has to say.

Update by oh_yeah
May 04, 2010 8:23 pm EDT

i was told that if i didnt give in to sexual favors to the admin or rather my boss that i would be fired. I HAVE THE RESTRAINING ORDER TO PROVE IT directed to my boss!

Update by oh_yeah
Jul 26, 2010 2:29 pm EDT

just so everyone knows...my court things with osc/maximum business concepts/whoever they are right now HAS BEEN DismiSSED! i never even had to go to court. i wish everyone luck in whatever you choose to do with your lives! and because i am only 20 years ive got to be a little immature right now and say [censor] EVERYONE ASSOICIATED WITH OSC LLC/MAXIMUM BUSSINESS/DWSCOTTFINANCIAL/DELUXE MARKETING GROUP/CORE PAYMENT SOLUTIONS!
This is my personal opinion and am doing this as my own self expression, anyone not like what i say then be on your way to another network page!

Update by oh_yeah
Jul 26, 2010 2:30 pm EDT

ps the ones in central phoenix are till operating and make a lot of money

Update by oh_yeah
Sep 30, 2010 10:58 am EDT

that sounds dumb

Update by oh_yeah
Dec 18, 2010 3:10 am EST

i dont know why i never posted this before, maybe i was afraid of getting in trouble or getting harassed more by my old employers. But this is what the building looks like at 3rd ave and osborn rd in phoenix az. later on this month when i get around to it, i now plan on sharing the documents i have on this company; restraining order, court documents, work related material used working there including scripts. Leads used for cold calling customers, if your name is printed in any of the leads, email me immediately and i will give you that respect. i think maybe this is all i can do for the situation, i have no lawyer its been almost a year now and well i cant see how else i could make a difference. i hope you dont use this information against me. im giving this as public information, sharing to others that have gone through similar experiences as me. as of right now i have no other documents scanned yet except of the photo of their location.

The owners were originally in this building when i first started back in oct of 2009. In January of 2010 they moved to another location which is available in one of my previous posts. Since then i have driven past their old location (3rd ave and Osborne) and have heard from another person who happened to have done work for them that they have doing business there again.

Either way i believe everyone has the right to know where the source directly is, i am not associated with
what you do with this information.

my only intention is to help those who have been lied to.

View 0 more photos
Update by oh_yeah
Dec 18, 2010 3:11 am EST

i worked on the 3rd floor before half of the other business was located on the 1st floor.

Update by oh_yeah
Feb 10, 2011 5:19 pm EST

i dont have any of my pay checks becasuse i had to cash them to get my money, but ill look through my tax stuff from last year. remember i was 10-99

how do i find it out besides a check?

Update by oh_yeah
Feb 10, 2011 5:32 pm EST

@phxscams...i just dont understand how people like this can get away with all this [censor] for years. there is not enough regulation in the system of our govt. it seems like its a special casing for most, whoevers got the money rules...which is inhuman in my mind. there are too many people who do not have the means to stand up for what is morally right, and too many people willing to cover their [censor], lie, and hide in order to keep the money and situation hovering under the water line. there is just not enough people with morals anymore, at least not enough that have the power with the system.
Thats why i dont blame some people who "go crazy" on wall street or other officals who have probably disreguarded whats actually needed rather than promoting what they solely desire. its a disgusting world we live in, only a few make it worth waking up in the morning.

The Wall by Pink Floyd is not just a trippy hippy movie, its am important message on how the system has shaped us as humans from the inside out. Very impacting sober or not. Everyday is a trip for anyone with a mind that operates. none of us have a choise in life...our parents decided to have us not us, our names were choosen for us, our lives are maped out occording to have has been ... and then were expected to follow the orders of others reguardess to what you know in your heart is right...yet we are thousands of years into the system weve created it be too much work to ever change things.

Update by oh_yeah
Feb 23, 2011 5:18 pm EST

reguardless their federal identification number is [protected].

they are in fact in the building on osborn rd, i drive past there a couple weeks ago and saw many of the lead guys' cars still there. if anyone wants me to come in to testify or something against them, i live here in phx and as long as im not working i will be more than happy to come in.

Update by oh_yeah
Feb 23, 2011 5:23 pm EST

thanks phxscams

Update by oh_yeah
Feb 23, 2011 5:41 pm EST

cssasmith...maybe you should be a little more humble rather an arrogant, since your obvisouly lacking experience in many things.

Update by oh_yeah
Feb 23, 2011 5:44 pm EST

@cssasmith...you obviously are lacking in experience in certain hardships and itd probably be best for you to take a step back and listen with your ears open, your not receptive therefore giving out close minded insight...try being a little more humble itll brighten your life outside of these telemarketing scams forums.

Update by oh_yeah
Feb 23, 2011 5:44 pm EST

sorry rewrote my original thought

Update by oh_yeah
Feb 28, 2011 11:39 pm EST

never did i say that i was defending people who work there. there is a difference in the people who work for them for greed and those who have no other choice, or rather no idea to what exactly the company is about, or how complex the issue really is. i have been very consistant with my thoughts on everything. you on the other hand started out being much more open and now seem closed off to the idea that some people are in a position to stay until another oppertunity comes up to help alter the paths on which theyre already on.

:D

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

90 comments
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aabomb44
Olympia, US
Mar 20, 2013 4:32 pm EDT

hey just want to say i worked for them from sept 11' to april 12' 4220 n 19th ave we had multiple names my choice business services five star commerce amoung others...the owner luke rose might have been a little un orthadoxed but as far as i could see he took care of us the employees...he had an accountant. also he started the fullfillment part I personally talked with people that had recieved checks from are company or what ever company we were partnered with at the time. we had coporate people fly in from cali to better educate us on how to sell their services and we had recorded calls for our and their protection...i left cause i was moving but i would go worlk for luke at any point and time...LNMBCM for life baby...GET MONEY

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S Bell
Quarryville, US
Mar 14, 2013 5:56 pm EDT

Got a call from a man from "Merchant Care LLC" you may want to check the website out...sounds like the same business just a different name. Wanted $219 for a license from Arizona to run a website business from my home

website: merchant-carellc.com

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anon.777
, US
Jun 29, 2012 12:10 pm EDT

I just seen how old that post was. I just want want to say that I worked there and there is a lot more going on there than has been said. I'm glad I left. I left the state and I am afraid to go back because of this company.

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anon.777
, US
Jun 29, 2012 10:34 am EDT

"Amy". Please be careful please! They are capable of anything.
You could be in trouble if they find out you posted this. Watch your back please.

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asheszra
Phoenix, US
Apr 16, 2012 6:28 pm EDT

That company is a JOKE! I also worked with them for 10 days before Luke's girlfriend- 22 year old who just got out of a halfway house (who "ran" the company) fired me because I was not agreeing to the actions in the office. it was ROSE MARKETING LLC when I was employed there...on Camelback and 19th ave in Phoenix. I was not part of the "sales, " so I have an unbias opinion on this: The only people that made money was Luke and his hoodrat girlfriend, and their two crack head friends who worked there. (literally...they had no teeth) They drove $40k cars with temporary license plates, but lived in a gross 1 bedroom apt with bugs. I know, beause I was getting a ride home from a manager there who had to "re-up" his drugs and stopped at HIS place. There was LINES OF COCAINE being done of the desk, SMOKING WEED INSIDE THE OFFICE with their 2 year old running around in the office. Then they would sit there and show off all their GUNS IN THE OFFICE like we were in some thug movie. I tried to take it up with the PHOENIX POLICE DEPT who told me SMOKING WEED IS NOT ILLEGAL- ONLY SELLING IT IS! Really phoenix PD? Really? Board of Labor down here doesnt seem to want to be bothered about this either...but these people need to be STOPPED!

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MickyDee
Lincoln, US
Jan 02, 2012 2:23 am EST
Verified customer This comment was posted by a verified customer. Learn more

If anyone believes the "The Truth 001" then I have a to let you know that DW Scott is in with the rest of the crooks in AZ and can not be TRUSTED. I bet if you try to call DW Scott you more than likely won't find a phone # for them. and if you do it more than likely won't work. After being scammed out of a lot of money, all the phone #'s that I had for all these crooks are no longer are connected and therefore they are unable to be reached. They have disconnected all their #'s and have opened new ones. Now it is costing me a lot of money for and Atty. to get everything settled with my credit card company which I will never use again. So the crooks got me, the credit card got me, they Atty will get me and when it is settled, the IRS will get me for a 1099. This is a NO WIN situation and the only ones that win are the crooks and my their soles rot in Hell as they truly deserve to go there.

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MickyDee
Lincoln, US
Dec 30, 2011 11:24 pm EST
Verified customer This comment was posted by a verified customer. Learn more

For any of you that have been scammed like I have look out... They are coming out with a new way to get your money. Someone called me a couple of weeks ago and wanted to buy my website...I stared asking question about where they are located and now long they were there and such as that and they hung up on me. Sooooo, just another scam trying to get your money. DON'T go for it. This guy told me he could get all $26, 000.00 back for me by selling my website and it wouldn't cost me a thing. Yea Right! Crooks they are and may they all go to hell in a hand basket and roast.

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tulilly
Phoenix, US
Dec 30, 2011 10:31 pm EST

You can include a host of other complaints and biz op rooms such as Freedom Financial Group, E- Merchant Middleman and Advanced Merchant Funding as Merchant Services Biz-opp scams.

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awakeheart
Santa Monica, US
Sep 01, 2011 1:06 am EDT
Verified customer This comment was posted by a verified customer. Learn more

yea Marty Patton mentioned above was someone I talked with at EFC...This is a true nest of snakes that morph all over the place...now dba my choice business services in lasa vegas. Chalonne foerster is the main crook along w/ John Hanson from web4amer. Whoe wasa the lead provider of useless leads. F-marketing was foerster.

Why is no one out raged about bankcard empire's case being dismissed?

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awakeheart
Santa Monica, US
Aug 31, 2011 9:40 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

None of the verbal promises are valid, and later they blame the consumer for trusting the Fraudulent sales pitches. Though the 2 companies involved have had the exact same complaints for over a year, and thus it is fair to say they condone the false statements...as all is fair to make a sale.

Unfortunately many seniors, WWII veterans, and good people in general have been hurt for a lifetime by the conduct of these businesses. Web4america is aka F-marketing & cornerstone Marketing solutions. They play a game of passing the responsibility / accountability around and they are well rehearsed at having vague answers when it comes to verifications. Or silence.
Recently they allowed a chargeback / refund to me via my cr. card co. Visa (at first they say they are partners w/ Visa) TROUBLE is it was from a bank that says account CLOSED!

They try to convince a complainer that complaints are rare like 10 out of a 1, 000. google them to see there are victims nation wide.
And please view this 3 on your side news report of a month ago to see the understated scope of the problem with these companies treatment of humanity. They have injured MANY. And blame it on the old co. now with new owners...but will never let one speak to an owner!

http://www.azfamily.com/news/consumer/Valley-business-accused-of-ripping-off-customers-for-tens-of-thousands-of-dollars-122197574.html

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AZCOWORKER123
Gilbert, US
Jul 22, 2011 6:18 am EDT

The have other names and locations;

Economic Freedom Corporation, TruSuccess Merchants, Rose Marketing, Innovative Business Advantages, Innovative Marketing Strategies, Fidelity Merchants, Prime Merchants. Luke has set up shop at the Bank of America Building, 3030 North Central Avenue, Ste. 808, Phoenix, Arizona still scamming folks out of their money. Trust me we are on to him and the entire operation! Luke Rose, Blaine Scribner, Brian Odle, Cindi Case, Donald MacGuire, Chaney, Pat, Kyle, Justin Johnson, Vanessa, My Choice Business, My Choice Adz! Google and watch AZ Chanel 3 news special to see how they are on to them including the US Postal Inspector!

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hazanko
Phoenix, US
Mar 21, 2011 9:23 am EDT

after the three months I was able to go back to honeywell.I wouldn't call it good but I liked the way it spent.Yes, that's what I liked about it. Thank you, I'm currently working on taking my online comedy routine and converting it into a live 10 minute set.No, you can't have free tickets.

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scott winters
Phoenix, US
Mar 04, 2011 11:03 pm EST
Verified customer This comment was posted by a verified customer. Learn more

i worked for them for 3 months and every paycheck I cashed had some of your money in it. I would like to thanks everyone for their participation.

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cssasmith
San Jose, US
Feb 24, 2011 7:08 am EST
Verified customer This comment was posted by a verified customer. Learn more

Oh yeah: Now you are defending people who work for the scammers? Hard to believe that you actually sympathize with them. All I am saying is that most of us know right from wrong and if the folks you work for are crooked, walk away and find a better job. Take control of your life. You make the choices. You are not stuck with your current job. "Do unto others as you would have them do unto you."

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2011results
, US
Feb 16, 2011 7:18 pm EST

MCooper is in the same building

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2011results
, US
Feb 16, 2011 7:17 pm EST

Mcopper Recovery is a FAKE! Copperhead Digital
Job title:
unavailable

Company:
Copperhead Digital

300 W Osborn Rd, Ste 211

Phoenix, AZ [protected]

[protected]

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cssasmith
San Jose, US
Feb 16, 2011 6:27 am EST
Verified customer This comment was posted by a verified customer. Learn more

Condoning these scammers and their actions is totally in-excusable. If you work for someone who is doing something morally wrong or un-ethical you are just perpetuating the problem and causing more grief for everyone taken in by the scam. And the grief does not stop there because there is always a ripple effect, or domino effect, that affects many more folks. If you work for a LLC or company that you know is unethical, walk away or become a whistleblower, and find a job that rewards you with a clean conscience!

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Annoymous22
, US
Jan 19, 2011 5:36 pm EST

Does anyone have their Tax ID Number?

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MickyDee
Lincoln, US
Nov 15, 2010 2:06 am EST
Verified customer This comment was posted by a verified customer. Learn more

Anyone know of Gene Cameron, Marty Patton, Michal Jennings or Russ Walker? There are more but these are for starters. They were with True Success Solutions/Merchants, F Marketing Limited, LLC, Advisors Choice Network, Inc, Innovative Business Solutions along with guess who...DW Scott.

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MickyDee
Lincoln, US
Nov 15, 2010 1:29 am EST
Verified customer This comment was posted by a verified customer. Learn more

I disagree with you. I have complaints against them but hard to reach them when they keep changing their phone numbers or won't answer their phones or return calls. DW Scoot and the employees that work for them are all CROOKS and THEIVES.

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justagoodoleboy
Phoenix, US
Sep 15, 2010 10:37 pm EDT

Why do you have to bad mouth the excons that work for him? If it wasn't for you tight [censor] People that are so stingy and afraid of every little thing. People like DW Scott wouldn't have to go after your money to put good people to work . So I say go DW get the stingy [censor] money.

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SJCC
Bainbridge Island, US
Aug 05, 2010 4:23 pm EDT

I agree completely with this complaint. I was one off the fools who believed I was going to be working in the credit card referral business. I gave them MONEY to do the call blast to get others businesses signed up. I would also like to move forward to take action against this company. Has anyone moved forward with a class action suit or is it pointless? Please let me know. Thank you.

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SICAYOU
GARY, US
Jun 05, 2010 8:33 am EDT

I WOULD LIKE TO THANK YOU KIND PEOPLE FOR THIS VALUBLE INFO. I HAD BEEN READING THEIR SALES PITCH AND IMMEDIATELY LOGGED INTO THE SCAMS BOARD, IF IT SOUNDS TO GOOD TO BE TRUE IT USSUALY IS...

AGAIN THANKS
LISA

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Barbara52
Wakefield, US
May 16, 2010 7:22 am EDT

http://recorder.maricopa.gov/recdocdata/GetRecDataDetail.aspx?Rec=20100310768

List of all phony businesses, property seized, parties involved, and bank accounts frozen. The State of Arizona estimates that the operation was in excess of $79 MILLION dollars. Seizure Warrant # SW2010-003062.

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sarah james
Chapin, US
May 07, 2010 9:57 am EDT

The BBB closed our complaint saying the business did everything it could to resolve the situation based on the crap response from BCE legal lapdog, Marcia Bennett. BBB didn't even give us a chance to respond, which put the BBB on our crap list, and not much better then the company we complained about. How does the BBB get paid by the way? Anyone know? Is it companies or consumers?

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euphoria
Ft White, US
May 06, 2010 11:31 pm EDT

The BBB called our complaint "administratively resolved, " despite that we refuted everything in the letter their scumball legal department wrote to the BBB and told them we weren't satisfied with the outcome. So I cast a jaundiced eye on all the other "resolved" complaints, which I suspect turned out much like ours did.

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Burninhell666
San Andreas, US
May 06, 2010 1:39 pm EDT

Some "putz" is posting how all but 8 complaints to the BBB concerning BCE were resolved.

I know how they were resolved. First, a Bee-ach calling herself "Marci Bennett" calls about your BBB complaint, talking smack and then sends a BS statement to the BBB saying she got the truth out of the person, that the complainer only wanted their money back. Well, duh! Of course people wanted their money back from this scam company. Then later people receive a more threatening telephone call from a guy calling himself, Robin Phillips, the pre-litigation dude. He was more adament about the retraction of complaints, threatening court action for defamation. Next, came the letter signed by David Mersky, Esq. as if he was a registered attorney in Arizona (which he is not), and then blaming the signature on these letters on his assistant, Christina Saldana (who by the way runs TPC Solutions, debt collectors).

Yeah, this was such an UPSTANDING company. And Charles Manson is really a sweetheart...BAH HAHA.

Hope they all get a big surprise waiting for them in jail named "Crue" or "Baby", and they get skewered like they helped BCE screw thousands. Mop handles would be a good start, then work up to iron pipes. They won't be walking a straight line again.

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TruthWillSetYouFree
Saint Helena Island, US
May 06, 2010 12:17 pm EDT

@James90 - "IF THERE IS SMOKE, THERE IS A FIRE" - DWScott did not offer me a debt settlement when they called me, they pressured and wanted me to work for them online with a guide of a coach AND I had to pay for it. They NEVER mentioned that they will settle my debt at all. So is I guess this made DWScott Financial linked to OSC and Bankcard Empire, if that what you are trying to imply.

Wondering, these people OR this person assigned to cover up the above mentioned companies that are linked to Bankcard empire always screwed up when they/he start to type their/his comment in here. It reminds me how they sounded like, just like my "coach" when I tried to ask my money back, they became mean, insulting, harassing and a "Smart A--".

It's so obvious that James90 is so against of Oh-yeah, you are so mad of her that she included your company's name in her complaint. You know what, I believe her... no matter what you say against her. Despite of how dangerous in her part, she's still here to warn people. Hope one day, people who work in these company will realize that easy money easy go, including your company.

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euphoria
Ft White, US
May 06, 2010 10:17 am EDT

Whoever you are, James90, it's obvious you're one of the crooks involved in all this. Apparently you're bitter about the Postal Inspector's raid on this fraudulent operation and your subsequent lack of income. Don't blame your victims or the brave former employee who stood up to you and your criminal lackeys. You brought this on yourself, and you'll have to answer for your actions. Even if you manage to avoid legal sanctions, things have a way of evening out, especially when so many have been so wronged.

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No more Excuses2
Burlington, US
May 04, 2010 3:50 pm EDT

It is of no surprise that Bankcard Empire and it's fellow partners, and employees in crime, are involved in drugs and prostitution. You can't hire ex-cons and people off the street without the mess that goes with them.

Leslie Spencer Mersky has his court date on May 15, 2010. They will probably plea bargain it to lesser charges, but with his rap sheet he is going to be spending some time in prison again. GOOD, hope he croaks there! Now, on the rest of his family...

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james90
Mesa, US
May 04, 2010 4:30 am EDT
Verified customer This comment was posted by a verified customer. Learn more

First of all I spoke to Osc and they were just a company selling Bank Card Empires product as a vendor. I spoke to the owner of DWScott Financial and found out that they have no affilation with Bank card or Osc. I guess Bankcard does merchant services and DWScott does debt settlement so it makes sense that the two companies have nothing to do with each other. I also inquired about the complaints made against OSC and DWScott Financial and I found out some interesting facts.
The person that originally posted everything about all of this was an employee of OSC that was fired for having drugs on her and later found out that she was a prostitute in the city of Phoenix and was arrested for prostitution and is awaiting sentencing for offering sexual favors for money. Her name is Alya Dobbs of Phoenix. After her interview she admitted to making up all the false claims against OSC and tying a debt settlement company known as DWScott together because she was mad that she was fired.
Again she was fired for having drugs on her and for her role in prostitution outside of her regular job. She is currently being sued for slander for making false accusations against the few people mentioned in her blog that worked for OSC, who again is not attached to DWScott financial. That company does debt settlement and was linked into this because she formerly worked for them and was fired from them for showing up to work late and under the influence of drugs.
The girl who has posted all of this, after being fired is names Alya Dobbs of Phoenix, AZ.
I can supply you her home address and phone number, for anyone else who has been wronged by her.

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rudeboy
Denver, US
May 03, 2010 5:54 pm EDT

does anyone know Brandon Coleman or a Rebecca Anderson?

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Ken
Sarasota, US
Apr 24, 2010 1:05 pm EDT

OMG I must make a correction ! That msg was to have gone to

SMART GUY. Lyjel I am so sorry.

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Ken
Sarasota, US
Apr 24, 2010 2:30 am EDT

Hey Lyjel you are exactly what you are calling others. Perhaps you should consult Ray Petty and polish up your phrases--you know he does a really good job for a really big ole boy. Might I remind you that it is your IQ that has yet to border 4. Sorry dude just the facts. Sorry Ray even you didn't deserve that reference.

Oh by the way I got news today that some of the rooms are up at different locations--oh well---it is just a matter of time.

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Lyjel
Suwanee, US
Apr 23, 2010 6:47 am EDT

You just insulted the people who work at Taco bell.

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smart guy
Phoenix, US
Apr 22, 2010 2:44 pm EDT

You guys are a bunch of Jerk OFFS, get real how could anyone think bank card, and osc are the same compnay, did you even attend high school? what is your IQ? 4? hey I heard taco bell is hiring you guys might be a good fit!

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PiningAway
Trenton, US
Apr 18, 2010 12:59 pm EDT

Have they found Vince Mcclain yet? He is a major player in this game.

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Pied Piper3
Tenafly, US
Apr 18, 2010 6:25 am EDT

Hazanko - Did I see the "M" word? I didn't say anything about the Mafia, but you did...Hmmmmm...this is getting interesting. It is said that there is a little bit of truth in every lie.

Organized Crime - These companies were committing a crime, and they certainly were organized.

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euphoria
Ft White, US
Apr 18, 2010 1:50 am EDT

Ah, once again we're treated to more schoolyard crap from one of BCE's illustrious employees. "You don't like being lied to and scammed? Well, you're all a bunch of stupid-heads!"

How would you like someone to talk to your parents or grandparents that way? How would you like your parents and grandparents to be scammed in the way you scammed so many others?

Preying on the elderly, the disabled and the desperate isn't something to be proud of. What do you get for the lies, the fraud, the forgery? Money. And that's it. Money can make your life more comfortable, but what good is it when you have no friends and no one you can trust because you have no conscience? What good is it if your children and grandchildren know how you made that money and feel ashamed of you? Money is nice to have, but better is a life lived well and honestly, so you can sleep at night and hold your head high.

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modify_man
Yakima, US
Apr 17, 2010 10:57 pm EDT

Oh yeah,
I forgot to mention I received a phone call this morning.
And guess who it was?

I may not be Malcolm Forbes, but I still would like to be some what more financially secure. What ever that really means.