Nations Housing Modification Center / stalled us and witheld info and our home went to auction
We paid Nations Housing Modification Center (NHMC) $3000 (with another 3000 due after successful loan modification) to work with American Home Mortgage Servicing Inc. (AHMSI) . Nations Housing Modification Center guaranteed a plan or your money back. Not only did Nations Housing Modification Center NOT get a loan modification for us, Nations Housing Modification Center actually stalled us by not calling us back and giving us the impression they were working things out with American Home Mortgage Servicing Inc. Nations Housing Modification Center co-owner Brian Rosenberg told us everything was alright and on track and Nations Housing Modification Center could easily get the loan modification done.
Nations Housing Modification Center "worked out a plan" that we wire (through Western Union Quick Collect) American Home Mortgage Servicing Inc. $8500 dollars and AHMSI would negotiate. Then American Home Mortgage Servicing Inc. changed the amount needed to $11000. This was the amount needed before American Home Mortgage Servicing Inc. would work out a plan for us. Then Nations Housing Modification Center called us at the last hour before the "foreclosure auction date" and told us nothing could be done.
What was odd is that our negotiator Carrie of NATIONS HOUSING MODIFICATION CENTER called us the day before the auction and asked for another person BECAUSE SHE FORGOT WHO SHE DIALED. Carrie from NATIONS HOUSING MODIFICATION CENTER was apologetic when I identified myself and asked her for an update. We never heard from her or NATIONS HOUSING MODIFICATION CENTER again . The following day (auction day--when the auction would get moved and we would negotiate because we sent the $11000) Nations Housing Modification Center had three other different people RETURN our calls and put us off until they told us the mortgage refused to work out a plan for us.
Even though we sent the required money, the verbal agreement with AMERICAN HOME MORTGAGE SERVICING was now off and NATIONS HOUSING MODIFICATION CENTER could do nothing about it. Why didn't these "professionals" tell us the deal was off when we had time to fix it?? They knew and witheld information from us and had other strangers call us to say they were busy working on it with American Home Mortgage Servicing Inc.
The $11000 Western Union Quick Collect wire was accepted by American Home Mortgage Servicing Inc.. And then AMERICAN HOME MORTGAGE SERVICING CENTER decided to not give us a loan modification. Our home went for auction and the loan company has it because it says there were no bidders.
Nations Housing Modification Center owes us $3000 and an owner Mike Trapp said they have to look and see what we owed in hours before any refund. WHAT?????!!! These people have done nothing but cause us to lose $14000 and our home???!!!
AMERICAN HOME MORTGAGE SERVICING stole our home because the know it has equity. We have lived here over 10 years and plan to stay here. How can these people be so heartless and uncaring? Right after the "auction", Christina Ingram of American Home Mortgage Servicing told us we would need $45000 to get our home back. I asked her about the $11000 we wired to them and she said they sent it back. American Home Mortgage Servicing said the day after the "auction " that we would need to give American Home Mortgage Servicing Inc. $40237 to get our house back (a lower amount). When I again asked about the $11000 we wired American Home Mortgage Servicing Inc. to negotiate, Christina Ingram said they sent it back to us. Western Union told us there is no money in the system from them sent to us . More LIES from American Home Mortgage Servicing Center.
People, this is information that is true (unbelievably true). I hope it reaches others so they have a better chance than we were given.