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National Platinum / Fraud and cheating!

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This is another company just like Value Plus that scams money out of your checking account if you do any business on line and they say that you signed up for them, which I did not, and they say that it is okay to take the money they call a membership fee right out of my account. They have no idea who I am, and I have never heard of them but they have my name my accounts my address and an email. I don't even have a computer. I have to go somewhere to use a computer. I never heard of Value Plus or National Platinum and yet they know everything about me and if I do not watch my accounts closely these companies are taking money that they will not return because they say it is unrefundable. National Platinum is the same way. I did not sign up for anything nor did I talk to them. I probably read something on my email and that is how they get you. They give you an introduction and even if you do not do anything they manage to get all your information and get you. So now I am out 49.95 from national platinum and another 14.00 a month for maintenance charges that they forget conveniently to tell you about and value plus took 16.95 plus the same in maintenance charges. How do I stop this from happening to me. I did not sign up for any of this I just read the emails.

Please advise smb!

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