I also learned the hard way that when I see an "opportunity" that requires an upfront fee to run as fast as I can in the opposite direction.
There are a ton of ways of making money - especially online. My first suggestion would be to go to www.warriorforum.com. It's a forum for people who want to make money online. Sign up (it's free) and read every post you can. Don't post anything until you've read and re-read just about everything.
Check out Keith Kogane's threads and XFactor. Also, read anything from Martin Avis and Paul Myers. Quality people and top notch information.
There are a number of ways you can go and this forum will give you a free education. Once you've learned the basics, you can get started for nothing or very little. Very little in this case means about $10 for a domain name and $10 a month for hosting with Hostgator (DON'T use GoDaddy).
Another great place to go is www.sitesell.com. There's a ton of great info there and it's a quality product. You do have to pay for a full year upfront, but they do that so you'll make a serious commitment to your success.
Another great site is www.associateprograms.com. Again, tons of great information that doesn't cost you a darn thing.
Also, check out www.5bucksaday.com. I'd recommend buying this eBook because it has some good stuff (and don't get the Jr. version, the full version is worth the small additional cost.) Dennis Becker who wrote the book and runs the forum is a stand-up guy and you'll get a useful insight into how to make success happen for you.
Check out www.bummarketing.com. The eBook is free and there’s a ton of good stuff here and a solid technique.
If you’re a writer or have any writing talent, get Jim Cockrum’s eBook, The Silent Sales Machine (www.silentsalesmachine.com). A lot of great info and a solid technique.
If you're not afraid of hard work, you can make this happen. And you don't have to spend a lot of money or buy “opportunities” that are simply there to take your cash and leave you in the lurch wondering what to do and where to go.
I’m also in the process of creating a website for people who are looking to re-invent themselves and make real money working from home. I’ve gotten sick of the scams out there (especially since I got screwed by WAY too many of them, myself). The site is just getting started (November 2009), so there isn’t a lot there yet, but you’re welcome to stop by www.Home-Biz-Expo.com and see what’s going on. I’ll be researching opportunities and pointing people in the right direction. I’ll try to get an eMail form up this week so you can get updates and let me know what you want me to check out for you. I’ll also be putting up a forum so you’ll have a place to ask questions and connect with others in the same leaky boat.
One thing I’ve figured out, though, is that this crappy economy has a golden lining. If you’ve hated your job for years or haven’t been able to have the life you want, this is the perfect time to find out what you want and make a switch to something you love that will give you the income you want. Giving up your time and control to a company that gives crappy pay with few raises, no loyalty and no security in return is no way to live.
Most importantly, don’t pay up front for “opportunities” (with the exception of MLM). It’s a dead giveaway that it’s a scam.
I hope to see you at www.Home-Biz-Expo.com, but even if you decide not to check it out, at least go to the other sites I’ve mentioned and see if there’s something there for you. Because you CAN make this happen!