National City / Scam and fraud
I have had problems with their online banking system - THREE times in the past TWO months I have had mysterious overdraft fees placed on my account when I never carried a negative balance. Each time it cost me over $90 in fees. They say it is b/c of their system assuming their will be a negative balance if a pending deposit doesn't clear - but it DID clear and each time the deposit was made in person and in advance of the business day in question. I just had to accept it b/c their system said it was so. I am currently in the process of moving all my money over to the local credit union and will NEVER use National City again - what a bunch of crooks! I can only hope that these practices (as well as their history of predatory lending) will make them the next bank to go belly-up in this economy.
If you are considering National City for your banking needs, please heed the complaints of this site and STAY AWAY!!!