I was looking for a Payday Loan on the internet. Some where this company got my info and withdrew $49.95 out of my bank account and caused an overdraw. I only get paid S.S. once a month and every penny is needed. This cost me a hundred dollars total. The bank won't refund their fees. The company did refund charge saying it was a membership refund. I've never heard of them and and at 70 am not interested in their club and purchasing new computers and/accessories. This money was for my meds and my dog food for the month. They sent a letter with the refund to me, not the bank and in it they stated "should you implement a reversal of charges from your banking institution after receipt of this check, you will be open to a legal action against you. It is the policy of My Computer Club to prosecute to the fullest extent of the law."