Mongocard.com / unauthorized withdrawal from my checking account
I was on line looknig for a cash advance loan. This company represented itself as a cash advance lender. But, when I filled out about 3/4 of the application, it became apparent that they were a credit card/ credit line company. I immediately cancelled out of the website when I saw this to be so. I did not complete nor submit ths application because I am not looking for a credit line or a credit card.
But, a couple of days later $99.95 was debited by electronic check from my checking account. This was an unauthorized charge. This represents fraud.
I went to my bank to report this and they gave me a 4 or 5 page claim form to report it. The bank then told me that they would investige this incident and it would take about 30 days for me to get my money back.
Mongocard representative stated I would have to wait until after 9/30 (today is 9/22) for them to investigate and maybe issue a refund.
My checking account will overdraft by that time as a result of this withdrawal.