Mni Creditreport Services / Let me tell you
Let me tell you dear, they are allowed to call 4 times a day on any phone number, relatives, your job etc. since you are in debt with your loan, you are in the highest level of default, the gov does not care how much you make unfortunately and the rehab program is actually meant to HELP you. that program wipes your credit score clean, after the 6th payment you are eligible for financial aid and going back to school, your interest that collects daily by the fed. gov. (not pioneer credit) will then be yearly interest, you are funded to a new lender after your 9 payments and then have 9 to 30 years to pay back the rest of the loan based on your income, you will not be garnished nor called about your loan will several other benefits. ( and the calling is not harassing). also unfortunately when you have an argument, less than 1 % are eligible and the complaint is legit, and you are still responsible for paying. at that amount of 96 you are asked to pay for nine months is a lot less than you would be garnished for, which if you make about 1000 a month they would take 15%, that is about 150 a month involuntarily until the entire loan is paid off. not a small amount. there is then a small balance left after garnishment to collect interest and down the road you will have a large student loan back in your face that you will then have to pay off. if you cant read about pioneer credit recovery i would recommend to Google it or whichever you choose, the site is open for anyone to read and before you try to complain about pioneer credit RECOVERY and having to pay now you know the facts of why you say you are being harassed to pay. you are complaining about a company trying to help you when they don't have to. i would call and look into that program and consider yourself lucky to be "harassed" instead of garnished.