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Mini Credit Report Monitor Services / automatic charge of $12.95 on credit card without my authorization

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Contact information:
Mini Credit Report Monitor Services
I work overseas for the Department of Defense in Germany. I just checked my credit card bills for the last two months as a friend suggested that I start looking more closely for 'surprise' charges.

For the past few months, I have been charged $12.95 for a service I did not authorize. How do I go about getting back the money I've been charged? Secondly, how do I stop this charge from occurring next month?

Thank you for reading.

Ms. Mersinger

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