I didn't return to work after having my third child. My husband work at home as a freelance artist. So we needed insurance. I agree Mega Life was one of the cheapest monthly rates. Will we only had them as our insurance for 5 months. In that time I had to go to the emergency room for a kidney stone attack. Needless to say, Mega paid $26.64 towards my bill. It was not a medical emergency. So now since I received no bills from the hospital or any denial papers from Mega, my bill has gone to a collection agency.
Also I had to pay full price for all my prescriptions. Two of my family members take ADHD medication, so that in itself was costly.
I have filed a complaint with the Better Business Bureau, against the agent who sold us the policy.
It is "good" to hear stories from others, so I no longer feel like I am the only one who has been taken.
As Pat Scanlan said, "I wish I could sue", also.