I"d applied online for a short-term payday loan, I did not recieve any loan that communicated that I would be charged a fee for their services. A bank draft was made on my account for 31.85...the draft listed the website address and phone number. The phone number was a conference calling network number and the website had an option to cancell your membership. I find it strange that if this was a ligitimate operation they would have no need to have an apparent option for "CANCELLATION.
Regardless, I want my money back in my account and I want them to terminate any memberships and mostly I want my banking information taken out of their records.