I got screwed big time by MEPCO and First Choice Warranty Corporation. I paid them over 700 bucks for a warranty, but when it came time for them to honor their promises, they denied every single claim, leaving me with a $4000 repair bill even after the salesman assured me they would be covered only a month earlier. I wasn't ever able to speak with a claims person. The receptionist on the phone basically fielded all the calls and denied responsibility for paying anything. I was furious.
The service manager at the repair shop said "oh no, not these guys" when looking at my warranty policy for the first time. She said they were "the worst" in the business. When I sent a letter to them demanding my money back, I was told that First Choice Warranty had "gone out of business" and that Mepco couldn't help me, since "they only finance premiums". Frankly, I don't care what their role is, they are all in on it and responsible for the rip off. The son of a [censor]es even placed me into collections when I refused to make any further payments.
DO NOT EVER DO BUSINESS WITH THESE SLEAZEBAGS.