We are experiencing the same thing. I am married with 4 children, make a great income, but Litton Loan has continued to apply unlawful Escrow and other charges, we took out our 401k money to pay it and get caught up back in July. Now, they imposed again some mystery ESCROW and raised our mortgage over $350.00 MORE a month then we were already paying(total over $2700.00 a month !!!) making it un affordable. I was laid off last year, and found a new position with a excellent new company after about 2 months, but that delayed our payments. I explained all this to Litton, they said " you qualify for a loan modification " and then continued to sock this escrow thing to us. then after 4 months of repeated sending in paperwork, the then told us in March, "you do NOT qualify anymore for modification and must pay us $5000.00 NOW ! " SO, WE Took 401k out to pay! daughter in college, straining budget, LITTON IS DESTROYING OUR MARRIAGE AND OUR FAMILY DUE TO THIS UNLAWFUL EXPENSIVE CRAP THEY ARE DOING. IS THERE A HONEST LAW FIRM OUT THERE TO HELP US ANYONE ? ? ? EMAIL ME SSERAL2020@Yahoo.com !!! HELP
WE RESIDE IN North Carolina !!!