All the toll free number commercials on TV & Radio are total SCAMS, without exception, in one way or another.
Another scam is the internet commercials, ALL of them. Take note of the commercials on this page...YES, they are SCAMMERS, too, if you don't believe me, try one, then let me know how the transaction went. You will not be happy in one way or .
Please deal with LOCAL businesses only and deal with your creditors yourself, never hire one of these scammers to do it for you.
This is especially true for the I R S, your MORTGAGE COMPANY and your credit card companies. Never fall for the GET RICH QUICK SCAMS, They DO NOT WORK. Never believe the testimonials, either