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Lending Club / Pre approved Loans

1 Roseville, CA, United States Review updated:

I got a letter that said the loan was pre approved up to 35000. I went on My Instant Offer with my pre approved code and guess what I wasn't approved . I only applied for 5000. I thought on pre approved applications they checked your whole credit report so knew everything about you. The reason was lack of recent installment loan information. DUH I paid my car off 3 years ago Length of time of accounts which are all over 6 years. Don't understand . IT IS A SCAM AND A CHEAT. Just throw it in the thrash when you get don't waste your precious time.

Jun 26, 2015
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  • Pg
      8th of Jul, 2015
    0 Votes

    They did my husband the same way. So I recommend if you receive one of their offers, throw it in the trash.

  • Pg
      8th of Jul, 2015
    +1 Votes

    They sent him a preapproval in the mail, then said he wasn't preapproved . waste of time.

  • Le
      26th of May, 2017
    0 Votes

    I absolutely agree.

  • Ma
      18th of Jun, 2018
    0 Votes

    Sent the same thing and also wasn’t approved, I thought pre-approved meant just that. Silly me.

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