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The good, the bad, and the ugly - discover what customers are saying about Last Chance Payday Loans

Welcome to our customer reviews and complaints page for Last Chance Payday Loans. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Last Chance Payday Loans.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Last Chance Payday Loans's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Last Chance Payday Loans, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Last Chance Payday Loans. Your feedback is an important part of our community and will help others make informed decisions.

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8:06 pm EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Last Chance Payday Loans unauthorized debit withdraw

I applied for a payday loan and they told me that I had signed up for the Id
Protection services and they withdrew $31.00 from my checking account
I never signed anything with them and they withdrew from my checking
account. I want my money back in my account within 72 hours and here
is my confirmation number that they gave me it is 3018736 and here is
their phone number. [protected] or I will report them to the BBB if
my money it not put back in my account.

Read full review of Last Chance Payday Loans and 15 comments
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charlene
springhill, US
Mar 11, 2009 11:53 am EDT

I did not authorize them to take $31.85 out of my account for this protection and I am requesting a refund of 31.85 put back into my bank account as soon as possible if you would please.

Thank You,

Charlene Bednarski

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usedandabused1
Bonifay, US
Aug 03, 2009 5:11 pm EDT

I was stupid and didnt see the teny tiny print that took the info from me to help me to find a payday loan and signed me up for 2 things I didnt need or want and then when I tried to get out they took my money anyway and will not return it. Im not a rich person that can over look the money and I cant over look the overdraft fees they caused. I hope enough people complain and they get shut down!

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frankie cunningham
Nebo, US
Jul 08, 2009 4:54 pm EDT

I was browsing the web looking for a payday advance... When i got a pop up... Last chance loan... This company gave my info... To a company idtheft.com and then they debted my checking account for 33.95 sign up fee from id theft.com in which i knew nothing about.. .33.95 was debted and also cause my and isf fee from bank of 36.00... When i call this company id theft.com they where very rude the lady also hung up on me once and said that i use the web site last chance loan and excepted the charges... I have filed for a refund but from the comments on the web about this company im going to have to close my checking account to keep them from doing it again...

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duran
, US
Sep 20, 2009 6:10 pm EDT

i was appling for a lan when al of a sudden i cahnged my mid on it and some how this id fraud protection got my info and charged my ebit card money and put me in serour overdrafts im tryng to get them to give me my money back they wont any one know how i can retrieve this back ! they are thieves

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Jonathan Hewitt
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Aug 09, 2008 1:43 pm EDT

I did not authorize 31.99 to be taken out of my acount and I want it back in there. Some people live payday to payday and can't afford money like that to be taken out of their account. Please cancel 269.3006 and return my money.

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robin hamlett
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Apr 30, 2008 11:55 am EDT

please refund the $35.00 that was taken from my account that made it NSF. I didn't sign up for IDtheft. Thanks the cancelation number is 2415107.

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LAST CHANCE loans
Tallahassee, US
Aug 26, 2009 3:21 pm EDT

account was charged for something i was not aware of and caused an over draft fee

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RObyn Berry
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May 31, 2008 7:33 am EDT

I have a overdrawn on my account that I did not know they were going to do it I am very upset

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Refund Please
Asbury Park, US
Jul 21, 2009 1:39 pm EDT

yes this is really a scam ...i didn't authorize this charge either and they will not give me a refund because all of my information matches...i'm going to call the BBB because this is not right i was charged $33.98 plus $35.00 for ISF and they're giving me the run-around like it's my fought...

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tcardenas
Las Cruces, US
Mar 29, 2009 11:42 am EDT

Was searching online for a loan and was putting in my information but was looking for the terms and conditions, i did not see any information on how exactly this would work so i decided to exit out instead of submitting it and was signed up for the id protection plan anyways and was over drafted in my bank account.I Went to my bank and they helped me find out where to call to cancel and ask for a refund. The phone number is [protected]. It took me five or six phone calls in one day to get someone to talk to and they were extremely rude. Don't fall for the message that you have called after hours when its obviously not i left messages and never got a phone call back keep calling and when you finally get someone ask cancel and ask for a cancel number and visit the website www.idtheftrefund.com and fill out the form. Once i submitted it it said it would be about 72 hours when they would make there decision. Before you submit it check out the terms and conditions they finally put on there page on the very bottom. It also had the option to talk to a live chat person but i was just happy enough that i was able to cancel it because i was charged Three times. This is something you have to keep on and make sure you cancel it ASAP. Out of the five years I've bin with my husband he could not believe this happened because i read the fine print on everything and he trust me with all my decisions, so yes this is a scam!

ComplaintsBoard
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4:30 am EDT

Last Chance Payday Loans Charged fee for ID theft Ins.

I applied for a payday advance loan through Last Chance and was charged a fee of $31.98. When the charge appeared on my account all it said was that it was an automatic debit with no other information. I then had to go to my bank to research the transaction and got the phone number to call. The operator informed me that the charge is an automatic fee when you apply for a loan, no matter weather you actually take the loan or not. The fee is for "ID theft protection". I was told to visit this site and was given a cancellation number to input and then told that I had to call back 24hrs. after I put in the cancellation number to request the refund again.

If I did not follow all of these instructions, I would continue to be billed on a monthly basis for a service I NEVER authorized!

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AustinOkie
,
Jun 06, 2008 1:12 pm EDT

I had this happen to me and I put a stop on the system with my bank. I was able to get the money back AND cancel the monthly payments all in one call. I have to redo the cancellation in six months! But I was able to get my money back, RIP OFF!

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Fred or Bonnie Perkins
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May 26, 2008 9:28 am EDT

The same thing happened to us does anyone know where they are located. I would like to know and see if they are with the BBB so we can fill a complaint.

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