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Last Chance Payday Loan / Unauthorized charge!

1 ORL, FL, United States Review updated:
Contact information:
Phone: 1-866-886-1277

I applied for I loan, only with Last Chance Payday Loan in April 2008. I never received an answer. The next thing that happened, my bank notified me that there was an electronic payment and the bank charged me $32.00 for I had only a few dollars in the account to keep it opened. I have never subscribe and did not authorize any payment. I just applied for I loan. IDTheft.co has been submitting the charge of $31.98 for the past several weeks. I had the Bank file a Dispute of Charges for I had no idea who was doing this. I have asked and asked my bank and had no answer till May 16, l 2008. The Bank closed my account and reported me to Check Systems. IDTheft.com has continued to get an Unauthorized Payment from my accou8nt, to date and my account is closed. My Bank had sent me statements of the electronic payment and the Bank Charghes which are now amounted to$13.78. They rewind my bank relationship and have destroyed my credit and left me owing this money which I never AUTHORIZED. I called them and they told me to go to idrefundstatis tics.com whicch I did but could not submit my complaint.They told me on their electronic voice mail that it was an ERROR and I should go to their web site, cancelidtheft.com. I had no succes getting anything done nor corrected. THis "FRAUD". It was an ERROR.

Can someone help or do something stop them. I never received a refund nor credit to my account with the bank and they are still charging me.

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Comments

  • Jo
      23rd of Apr, 2008
    0 Votes
    Last Chance Payday Loan - Refund of money
    Last Chance Payday Loan
    United States
    www.lastchancepaydayloan.com

    Refund: my account was over drafted $53.53 because they charged my account $31.98 for something I never applied for, and I never gave permission for them to go into my account, which is a huge error on there part. And I would like my refund of $ 53.53 asap.For more information please fill free to contact me at 202-375-4875. Thank you

    Joanne Shields

  • Jo
      27th of May, 2008
    0 Votes

    I guess im not the first one I apply for a payday loan, then the out of nowhere the 31.98 charge. The disclaimer said that you wanted it it would be 7.81 a month. I dont know where the 31.98 came from. Anyway, I too got a reference number and was told to call for a refund.I was rejected and the charge stood. It was said that when I filled out the application the charge came with it. How is this business able to continue. Thank you john highsmith. My id number is 2510354. Please do something for me.

  • Mi
      31st of May, 2008
    0 Votes

    I am in the same situation. I applied for a loan through them but was sent to a different loan company I was not aware of this IDtheft company until I was sent a overdraft letter in the mail from my bank. I would have to say that my bank is very bank good at stopping fraud. I hope that my bank will come through as it has in the past. As we did not authorize this payment. I thought you had to agree to this and I did not click any box to agree but was charged anyways. They should be stopped for charging people for their hard earned money. And for taking advantage of people. Thank you.

  • Ri
      2nd of Sep, 2008
    0 Votes

    They also charged my account and i would like someone that has authority to put a stop to this. this is money that I worked hard for i know its only 32.00 but whose to say next time it will be so small.

  • Da
      11th of Sep, 2008
    0 Votes
    Last Chance Payday Loan - REFUND
    404 w22 nd st
    Merced
    California
    United States
    Phone: 209-580-0900

    I WANT A REFUND OF MY 31.95 AND A 33.00 DOLLAR OVERDRAFT FEE I DIDN'T AUTHORIZE THESE FUNDS TO BE TAKEN OUT OF MY ACCOUNT

  • Jo
      23rd of Sep, 2008
    0 Votes

    they charge my account, i boorow money from another lender
    i will file compliant

  • Jo
      23rd of Sep, 2008
    0 Votes

    they charge my account i want my money back asp.if i new by applying for a loan with last chance will result in antoher comapany havin access to my personal account i would't have applied

    johnny

  • Ch
      30th of Mar, 2009
    0 Votes
    Last Chance Payday Loan - id protection services
    fifth third bank
    2866 s hillock ave #1f
    Illinois
    United States
    Phone: 312-743-1411

    I had applied for a payday loan & I wasn't even notified
    that $31.85 was taken out of my bank account I had
    called id theft protection I told them to cancel this service I had asked to give me a refund, they declined me stating not fraudulent that I was not a victim of fraud. I want my money back from you's.


    Thank you,
    christina Perez

  • Am
      13th of Apr, 2009
    0 Votes

    I LIVE IN SHELBY OHIO AND THIS HAPPENED TO ME. I FILED CHARGES AT THE SHELBY P.D. AND THEY ARE UNDER INVESTIGATION..THIS COMPANY IS A FRAUD!! WE FOUND OUT THAT THE PEOPLE WHO WORK FOR THIS SO-CALLED COMPANY ARE GIVING FICTICIOUS NAMES. THEY ALSO ARE THE "SAME" AS LAST CHANCE PAYDAY AND SOME OTHER SO-CALLED COMPANY. PLEASE GO TO YOUR LOCAL POLICE DEPT. AND REPORT THEM.

  • Su
      6th of Jul, 2009
    0 Votes

    I have had the same charges taken out of my account because I applied for a loan. $33.98 for id theft protection, $19.93 for web discount and now $17.92 for resource center. These were unauthorized charges taken. Can anyone stop the website from taking our money? please help

  • Do
      11th of Jul, 2009
    0 Votes

    I WANT A REFUND OF MY 33.98 AND A 19.00 DOLLAR OVERDRAFT FEE I DIDN'T AUTHORIZE THESE FUNDS TO BE TAKEN OUT OF MY ACCOUNT!!!

  • Pd
      18th of Aug, 2009
    0 Votes
    Last Chance Payday Loan - Fraud
    IDTheft
    United States

    I dont even rember putting in an application with Last Chance. If I did, I never received a response from them. The FBI needs to get involved in this. This is Fraud and Identity Theft. The irony is they are selling a product to protect you from them.

  • Js
      29th of Aug, 2009
    0 Votes
    Last Chance Payday Loan - Money stolen from my account
    IMG Services LLC & Amnesty Financial
    United States

    They stole money out of my account for "ID Protection Service" . My bank has filed fraud charges. BE CAREFUL. I have filed
    a "refund" request - don't understand why I needed to process a "refund" request - when they were never authorized to take
    my money.

    BE CAREFUL - THE PEOPLE ARE FRAUDS.

  • Ca
      19th of Nov, 2009
    0 Votes
    Last Chance Payday Loan - charged my account
    Missouri
    United States

    I was looking online for a payday loan I filled out the information never heard back, but they signed me up for ID theft and took $33 out of my account which I want back now

  • Ph
      30th of Dec, 2009
    0 Votes
    Last Chance Payday Loan - illegal withdraw
    Webcupon
    Arizona
    United States

    I never appplied for a last chance payday loan this was a third party from appling for a loan they stole my ID and took 19.93 out for web cupons boy did I get hot! Called them and got put on hold for ahour waiting to speak to a higher autority to get my money back, hung up all again and got throuh they agree to refund my money. Never give up!!! Bewareware of these crooks

  • Je
      25th of Jan, 2010
    0 Votes

    I am disabled with a bad heart and this company took two charges out on me for &29.91 for a Discount club and $19.93 for USAVE. I never signed up for these and was only trying to apply for a pay day loan. They actually laughed in my face when I told them I would turn them over to the State Attorney General. I found out that they run from different states, use different banks, and it is hard to pin them down. I have a heart condition and this has cause a great deal of stress. I learned a very hard lesson and a very expensive one.

  • La
      11th of Apr, 2010
    0 Votes

    I had money taken from my account to without my knowledge or permission.. the company and 4 others who took my money said it was non-refundable and there would be a cancellation fee...how can one pay to cancel something they never agreed to????? I will discuss this with the D.A. office... people looking for financial help are ripped off instead...

  • An
      29th of May, 2013
    0 Votes

    Why isnt a government body taking care of this theft...loan companies are passing peoples bank details to other companies who then take unauthorised fees from peoples bank accounts professing it to be a service charge for a loan that doesnt exist and hasnt been applied for, usually leaving them with nothing to live...why isnt there somebody stopping this...the banks seem to be allowing this fraud to take place...its theft!!!.

  • An
      29th of May, 2013
    0 Votes

    to add to my previous comment...isnt this also identity theft...giving out bank account details??

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