Menu
CB Loans Last Chance Cash Advance

The good, the bad, and the ugly - discover what customers are saying about Last Chance Cash Advance

Welcome to our customer reviews and complaints page for Last Chance Cash Advance. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Last Chance Cash Advance.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Last Chance Cash Advance's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Last Chance Cash Advance, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Last Chance Cash Advance. Your feedback is an important part of our community and will help others make informed decisions.

ComplaintsBoard
D
8:05 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Last Chance Cash Advance unathorized charges on my checking acct

I foolishly atempted to apply for a loan at last chance cash advance. I was denied for the loan and was surprised to find a week later unathorized attempts on my acct. for $35 a peice. from u clip it coupon. I thought when I spoke with my bank Chetco Federal Credit Union in Crescent city Ca. that this would be an easy problem to fix as I did not authorize any company to take money frpm my acct. Boy was I wrong! Chetco charged me $30 a peice for "attempts" on my bank acct. The branch manager informed me that I should have read the small print and basically sorry about my luck. Now a month later Web discount has tapped into my bank acct for
$35 this time I had a little money in my acct wich was my gas money for the rest of the week. Good ol' Chetco offered to put a stop payment on the unauthorized electronic check for a mere $20 again I was told I must have authorized this company. Again I informed them I never authorized either company uclip it coupon or web discount/ liberty club etc... at any time so why do I there customer have to pay any of these bank fees? If you look at the last chance cash advance website You will see that you have to put a check in both of these companies offers in order to accept these so called "deals" Now I ask you why would you or I sign up for these discount/coupon companies when were online looking for a loan to make ends meet? Clearly we did not nor would we. To add insult to injury our own banks are making money off of these scam artist. Kinda makes me wonder if there all affiliated with eachother. Needless to say I am clearly frustrated and wish I knew what I could do to fight back against this fraud from these so called companies and our very own banks. Any suggestions email me at [protected]@hotmail.com Dena S

Read full review of Last Chance Cash Advance
Hide full review
ComplaintsBoard
I
4:05 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Last Chance Cash Advance Bank info and Withdrawls

I went online and applied for a loan at Last Chance Cash Advance. I was denied for a loan however about a week later I notices that 33.98 was taken out of my account also causing me an overdraft fee. When I called this company called IDTHEFT PROTECTION. They told me that I signed and agreed for there company to withdrawl money from my account, they refused a refund. I then cancelled my so called account that I signed up for. Also they refuse to give me a copy of this paper I signed aproving all of this. So now week later I have another overdraft fee because another company Payday Loan Resource Center took 17.97 out of my account. So I have contacted them they say I have signed something as well with them. I asked them if they were the IDTHEFT PROTECTION company or affilated with them this person I was talking to online said "NO" and this person also refused to give me their name or ID number so that I can trace back the conversation to that person. She did tell me that I cancelled with them two days before the check tried to clear my bank . I find that odd because I only cancelled with IDTHEFT PROTECTION and this is the first time I have contacted this company. SO HOW ARE THEY NOT AFFLIATED? I am trying to work with my bank to get these charges over thrown.

Read full review of Last Chance Cash Advance
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
ComplaintsBoard
R
8:41 am EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Last Chance Cash Advance took money from my account WITHOUT MY PERMISSION

this business took $31.85 out of my account without my permission and then because i had little money in my account my bank charged me an overdraft fee of $27.99 and that looks bad on me that i have an overdraft with my bank due to this company taken fees out of my account without my knowledge. i want my money back this amount might not seem alot to some people but it is to me and it also violates my privacy that someone can take from my account like this yes i applied for a loan and was denied and that is it not money taken from me when i am asking them for money! please refund me asap i have no extra money!

Read full review of Last Chance Cash Advance and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
I
I
Itzgotobesticky
Tucson, US
Jul 14, 2009 10:36 pm EDT

Online loans or more convenient than local loans. This company is a scam, they offer an id theft service and I left the box blank and they charged my bank acct 33.98 2 weeks ago causing me 33.98 fee that was unauthorized and 84.00 in fees from my bank. I recieved a refund after 2 requests, the company states its user error. I did notclick the link and was enrolled anyway. I got the refund after 2nd request, and today exactly 2 weeks later I get a charge from a related company called PDL Resource Company there charge is 17.97 and another 34.00 fee. I am going to report these companies as fraud. It is not user error, they have you apply for a loan and steal your information to enroll you into services that you did not authorize. What ever happened to LEGAL DISCLOSURES? Online Resource Mentor, PDLSupport.com, trusted reporting.com, paydayloanresource center.com, lastchancecashadvance.com, www.idtheftrefund.com, checkprotectservice.com FRAUD! [protected]-0833 If you get a charge for 33.98 anfd cancel 2 weeks later another company will bill you.! EVIL FRAUD

B
B
blove
Knoxville, US
Mar 02, 2009 8:40 am EST

This company did the same thing to me. It started a chain reaction my account is totally take everything out of my account. It left me with a negative balances. I had another debit from a Lock ID EMS. i have no Idea who this is. My bank charges $35 NFS fee

ComplaintsBoard
M
11:49 am EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Last Chance Cash Advance Unauthorized debit

I applied for a loan from Last Chance Cash Advance but did not get the loan. However, wthin the next few days I found that $31.85 was debited from my checking account for ID theft protection, which I did not agree to, nor did I authoriize the deduction. I called and was informed that I was "automatically" enrolled in the theft protection when I applied. I cancelled it and filled out a refund request form online. I hope I get the refund, they told me it would be within 72 hours. THIS COMPANY IS A SCAM!

Read full review of Last Chance Cash Advance and 1 comment
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
1 comment
Add a comment
I
I
Itzgotobesticky
Tucson, US
Jul 14, 2009 10:42 pm EDT

Online loans or more convenient than local loans. This company is a scam, they offer an id theft service and I left the box blank and they charged my bank acct 33.98 2 weeks ago causing me 33.98 fee that was unauthorized and 84.00 in fees from my bank. I recieved a refund after 2 requests, the company states its user error. I did notclick the link and was enrolled anyway. I got the refund after 2nd request, and today exactly 2 weeks later I get a charge from a related company called PDL Resource Company there charge is 17.97 and another 34.00 fee. I am going to report these companies as fraud. It is not user error, they have you apply for a loan and steal your information to enroll you into services that you did not authorize. What ever happened to LEGAL DISCLOSURES? Online Resource Mentor, PDLSupport.com, trusted reporting.com, paydayloanresource center.com, lastchancecashadvance.com, www.idtheftrefund.com, checkprotectservice.com FRAUD! [protected]-0833 If you get a charge for 33.98 anfd cancel 2 weeks later another company will bill you.! EVIL FRAUD

ComplaintsBoard
R
3:45 pm EDT

Last Chance Cash Advance WARNING! THIS IS A SCAM!

This company is appropriately named! DO NOT fll out a loan application with this company. Hidden in the questions are an authorization to sign up for an ID theft plan. This is withdrawn from your checking account (31.98) IMMEDIATELY. WHY would anyone desperate enough to fill out an application would they wand ID theft protection? WHAT A JOKE. After several phone calls and being in hold forever, if you are lucky enough to get someone that speaks intelligible Engish, they will only tell you that you will get your refund in 7-10 days (OVER AND OVER AND OVER). This little mistake overdrew my checking account and cost me 30 bucks inoverdraft charges. THIS IS A SCAM, and I intend to call every day and tell everyone I know what a scam it is until I can get my money refunded!

Read full review of Last Chance Cash Advance and 8 comments
Hide full review
8 comments
Add a comment
T
T
traci best
jacksonvile, US
Jul 11, 2009 3:22 pm EDT

canelaion number is 3955380 these people took money wihout pemison.i want my money back and overdrat fees.i am waiting the 72 hours the i am oing t thepolice.

V
V
virginia boy
Hopewell, US
May 08, 2009 12:06 pm EDT

While applying for a payday loan this company acquired my information and made a withdrawal of $33.98 from my account and caused me to pay a $30.00 overdrawn fee.I want a refund of the money they took out and the overdrawn fee.

A
A
ALISA PETERSON
,
Jun 23, 2008 8:06 am EDT

I had $31.98 taken out of my checking account without my consent. I am extremely angry about this and was told that my money would be refunded back into my checking account, of which has not happened.

S
S
SARITA D.VAUGHAN
,
Jun 18, 2008 1:24 pm EDT

There was several unauthorized withdrawal from my Navy Federal account. Totaling 95.944 and 40.00 i overdraft fees making this a very inconvenient total of 135.94.

M
M
memasboy
, US
May 23, 2008 3:14 pm EDT

This company is a fraud they took money from my account without my permission and never signed up for it also watch out for paydayloan sites. They are a scam us fast cash and one click cash are among them.

J
J
Joana Martinez
,
May 21, 2008 3:15 pm EDT

I was taken 31.98 from my account without my consent or permission to do so. I was just browsing around and accidently tryed applying for a loan which I decided not to get after all and got charged for nothing. So I just want my money back for 31.98 and want to tell this company to stop doing fraud!

M
M
Missouri Gal917
St. Louis, US
Jul 17, 2009 3:23 pm EDT

I can't believe this is happening to so many people...these people are making a mint. I didn't receive any funds from these people - - not even sure if I even applied once I realized it was a service, not an actual provider. But low and behold, I see a $33.98 charge on my checking account. When I found it, I immediately called them, told them to cancel whatever it is/was I was a "member" of, this is fraudulent, and I was going to report them to the Attorney General's office. The rep got upset with me, gave me my cancellation number and the website where I need to request my refund (www.idtheftrefund.com, for those of you that need it), and hung up on me when I tried to give her a few more pieces of my mind. I also called my bank. Broke in Missouri

S
S
shelly
, US
Mar 06, 2009 11:07 am EST

Randy, I am so glad you are speaking out i am going thru the same thing with these people i ended up 100 dollars overdrawn and the are telling me they will not refund my money.i am disabled and live on 428 dollars a month there has to be somthing we as amercains can do about these dirty scammers that dont seem to mind taking poor peoples money good luck to you shelly of washington state

ComplaintsBoard
R
1:12 pm EDT

Last Chance Cash Advance Refund

I signed up for a cash advance and when I submitted my information. The next screen was a sign up for id theft. I called right away to cancel but it was not in the system yet. I called the next day but it was closed. Then I cancel but my account was debited 31.98. The representative will give you a website to cancel but it is wrong. Leave the www. off then you will get the correct site. http://idtheftrefund.com that will get to the right site.

Read full review of Last Chance Cash Advance and 22 comments
Hide full review
22 comments
Add a comment
P
P
Patsy Hudson
Washington, US
Apr 17, 2009 1:21 pm EDT

This company is a COMPLETE ripoff! I applied for a cash advance and was signed up for this service...like others, I called to cancel and was told it was not in their system yet. I called back and was told the debit was already scheduled and it couldn't be avoided. I've requested a refund and it has been declined! This company should be CLOSED DOWN!

V
V
Valerie Slater
,
Oct 06, 2008 4:00 pm EDT

Dear Sirs: I was so schocked when I went into my checking account and found out that $31.95 was taken out. It was from ID theft recovery services and I did not ok this. At this time I would like to request a refund. I do not want this service and was told I could cancel and be reimbursed by one of your representatives if I went on your website and sent you an email. My cancellation number is 2848759. My name is Valerie Slater and my bank account number is [protected] at American Savings Bank. I look forward to seeing this money back into my account ASAP. I live on Social Security and this has really hurt my financial situation badly. I would appreciate your help in this matter immediately if at all possible. Thank you Valerie Slater. I look forward to hearing back from you to know that my money has been put back into my account. Thanks.

M
M
Myrtle
Akron, US
Jul 15, 2009 10:26 am EDT

I did not authorize or request this service, now my acc is overdrawn HELP

B
B
brenda young
,
Sep 03, 2008 12:31 pm EDT

took money out of my account without my permisssion

A
A
Anthony D. Rhynes
,
Jul 24, 2008 10:40 am EDT

I would like for my mone to be refunded back to my checking account, just like it was taken out.

T
T
tammy
,
Jun 02, 2008 10:38 pm EDT

I was only looking 2 get a payday loan. I was charged 31.98. I did not agree 2 this. Beware people!

G
G
Guido Carlos
, US
Sep 25, 2010 10:16 pm EDT

People should be calling the district attorney over this...these people robbed me out of 65.00...

I
I
InvisiGyrl
Scottsdale, US
Aug 12, 2010 10:59 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

It's a tangle. This company submits your loan application data to a 3rd party called LIBERTY CLUB or Liberty Discount Club, who subsequently deducts $34.19 from your account. They claim to have sent an email confirmation, and there are supposed to be 2 weeks or more from "Joining" this club, but the emails don't go out and the deductions come as a surprise, costing an overdraft fee for me, which they said since I agreed to it, they are not liable.
1. I never ever agreed to it. As mentioned above, why on earth when I am applying for a short-term high-interest loan, would I agree to an auto-deduction before I get the money, and
2. In my case, the had the right email, the right account data, but the wrong address and the wrong IP
I wrote a check to Safeway and noted my email address on it. This means that any Safeway or middlegroup such as the Fed Reserve clearing system employee who handles my check has enough info to draw on my accounts. This is an exploitation of that little problem the banks refuse to address.
3. When I called Liberty and asked which of several loan applications gave them my data, they said that their database could not provide that info, I had to mine the web to find it was this one. WE HAVE THE RIGHT and they have the obligation to provide us with WHO TOOK OUR MONEY!
4. It is FRAUD pure and simple.
It is all FRAUD FRAUD and a very complicated tangle that the FTC and various groups will never untangle.

T
T
trobis11
Poplar Bluff, US
Apr 02, 2010 10:11 pm EDT

same thing happend tome with 2 companies just after I applied for a loan with last chance cash advance I am more than willing to begin a class actionsuit against them if any lawyer isinterested please get in touch customtatz@yahoo.com I lost over 50.00

Z
Z
zookeeper536
Philadelphia, US
Nov 11, 2009 2:40 pm EST
Verified customer This comment was posted by a verified customer. Learn more

BTW - Addresses:

LAST CHANCE CASH ADVANCE, 611 Park Avenue, Manchester, TN 37355; phone [protected] OR
LAST CHANCE CASH ADVANCE d/b/a SECURE ZZMDS COM, 1100 Hammond Drive NE, Suite 410-202, Atlanta, GA 30328; Phone [protected]

AND

TAVOS LLC d/b/a ID Protection Services, 8390 E Via Ventura, Unit 132, Scottsdale, AZ 85258 (no phone) OR
c/o Gary Crandell, 1587 South Krameria Street, Denver, CO 80224 (no phone)

ComplaintsBoard
S
11:03 am EDT

Last Chance Cash Advance account was minus $31.98

I was unaware that i was signing up for ID theft protection until my bank account was debited for 31.98 I called the company and had the service cancelled and was told to go the website and fill out a refund sumit form and that's what i did. They also said that the funds would be back in my account within 72 hours and now its been 3 weeks and i still haven't seen anything. I would like my refund and to know why it wasn't refunded when they said it would be. thank you

selena Washington

Read full review of Last Chance Cash Advance and 33 comments
Hide full review
33 comments
Add a comment
K
K
kimlynn
newark, US
Jan 22, 2011 12:54 am EST

I need the number to LAST CHANCE CASH ADVANCED! DOES ANYONE HAVE THEIR NUMBER? The [protected] is someones home number not them. Unauthorize charges I refuse loan and buying items club. Charged my account 15mins later anyway now my account is overdrawn. Why would any agree to club charges if there is no loan. Obviously if your looking for a payday loan YOU DON'T HAVE MONEY! Closing my account tomorrow.

J
J
jerry french
Wabash, US
Aug 12, 2009 5:13 pm EDT

they took 30.98 out or my checking account without my knowledge now i want it put back and cancel me from your web site, jerry french

C
C
Cassandra Cary
,
Nov 19, 2008 6:14 pm EST

Was not aware that I was signing up for ID Theft protection while getting a needed payday loan. I want my money back in my account.

R
R
Rosemary Steele
,
Sep 18, 2008 4:11 pm EDT

An unauthorized $31.85 was taken from my checking account on September 3, 2008. I submitted a cancellation request and submitted for a refund to my account. I have seen no refund yet. The fraud division of my bank has begun an investigation on this.

D
D
De
,
Aug 18, 2008 5:51 pm EDT

I too applied for a cash advance through last chance and was denied. However they proceeded to forward my information to other companies resulting in a $31.98 charge to my checking account. SCAM>>>>>>>>>>

R
R
Renee Higby
,
Sep 17, 2008 11:59 am EDT

company signed me up and took money out of my accout without my permissin or knowledge.It made my accout at the bank in over drafts and know my account is minus.

A
A
ANTHONY NEWTON
,
Sep 10, 2008 10:05 am EDT

THEY USED MY INFORMATION AND SUBMITTED A LOAN APP, I DIDNT FIL OUT ANYTHING I WANT MY MONEY BACK 31.98

G
G
greg c sedlock
,
Jun 04, 2008 5:31 pm EDT

This company did not have my signature to withdraw any funds out of my account. They withdrew 31.98 and it cost me 35.00 in overdraft fees.

G
G
Gilea Brock
,
May 02, 2008 11:47 pm EDT

They took money out of my checking without my permission and now I can't get it back. Someone help me!

R
R
Rod Rydberg
,
Aug 19, 2008 2:51 pm EDT

This is a rip off. I did not authorize the taking of $31.58 from my checking account. All complaints are the same as mine. You fill out application. You are denied. Your account is debited for ID Theft Protection without your authorization. These people need to be stopped. They represent everything that is going down hill in the USA. These people need to be stopped immediately. Why would someone who is looking to get a $200 payday advance sign up for $32 worth of "ID Protection?" While I was typing this the phone rang. It was a man named Tony whose cell # is listed as the company contact number under company contact information on the website. He is a victim like me. These people need to be stopped, NOW. Please. They are hurting good hard working people one after the other.

Elevating the Voice of the Consumer

Empowering Real Complaints

At ComplaintsBoard, we understand the impact of genuine consumer grievances. Our platform is a dedicated space for authentic voices, where complaints, both positive and negative, are shared with honesty and transparency.

Dedicated to Validating Complaints

We are committed to ensuring the authenticity of every complaint. Our team uses rigorous verification methods to confirm that each complaint stems from a real customer experience, maintaining the integrity of our platform.

Encouraging Detailed Complaint Narratives

We value complaints accompanied by concrete evidence. Be it a photo, a detailed narrative, or additional documentation, such substantiation lends credibility to your complaint, aiding others in making informed decisions.

Balanced and Constructive Dialogue

ComplaintsBoard is more than a platform for airing grievances; it's a community where balanced dialogue is encouraged. We welcome complaints that not only point out issues but also recognize any positive interactions, promoting a fair and comprehensive perspective.

A Free and Impartial Platform for Complaints

Our unwavering commitment is to provide a free and unbiased platform for all complaints. Every complaint is given equal importance, ensuring your concerns are heard and respected, irrespective of their nature.