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Last Chance Cash Advance / account was minus $31.98

1 United States Review updated:

I was unaware that i was signing up for ID theft protection until my bank account was debited for 31.98 I called the company and had the service cancelled and was told to go the website and fill out a refund sumit form and that's what i did. They also said that the funds would be back in my account within 72 hours and now its been 3 weeks and i still haven't seen anything. I would like my refund and to know why it wasn't refunded when they said it would be. thank you

selena Washington

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Comments

  • Le
      24th of Apr, 2008
    +1 Votes

    im so pissed i dont know who these people are and they debit my acct and when i asked for a supervisor they said they were busy and could not talk to me these people are full of it and they try to take advantage of people and there money im so upset they need to be shut down and i called the better business bureau on them they are stupid ...

  • Gi
      2nd of May, 2008
    0 Votes
    Last Chance Cash Advance - FRAUD UNAUTHORIZED CHARGES
    Last Chance Cash Advance
    United States
    idtheftcustserv.com/cancel

    They took money out of my checking without my permission and now I can't get it back. Someone help me!

  • Li
      3rd of May, 2008
    +1 Votes

    I too, filled out application for Last Chance and was denied a loan, then my account was debited for 31.98 also, I canceled the subscription and they said I would get a refund, that was 2 weeks ago and have not seen anything, also they forwarded my info to payday resource and they also debited my account for 7.98 which I also canceled but they would not give me a refund. Apparently when you fill out Last Chance application in the terms and conditions they said it said they would be forwarded your info to 3 companies. But I never authorized those companies to take out money. They are a scam and should be closed down.

  • Ro
      9th of May, 2008
    +1 Votes

    I never received a cash advance, but my account was debited for $31.98. Well I tried to contact them but it was after hours, so I will try again during regular business hours. I have learned a valuable lesson, never under any circumstances enter your banking information online. These companies know that people are in a finacial bind and they use this to their advantage to take money from you! Beware and be safe.

  • Ag
      22nd of May, 2008
    +1 Votes

    Theses people should burn in hell!!! I was a victim as well, these people are so full of crap it's coming out of their ears! there has to be somewhere they can be reported to they cost me 60.00 in NSF fees, they know exactly what they are doing, think about it if we are that desperate to file for an online payday loan what the hell makes them think we can afford 31.98? i called to raise hell too, they were supposed to transfer me to a supervisor i waited about 10 min then got hung up on, the name sounded fake as hell when i told him i was going to report them he said his name was " uh Leo" what's your last name leo? "smith" give me a break how are you a smith with a latino accent????!!! they are going to get thers in the end karma will kick there ### you cant' rob people that are down and out-but wait i guess you can. If anyone reading this can tell me where to report them please let me know!!!

  • Gr
      4th of Jun, 2008
    0 Votes
    Last Chance Cash Advance - FRAUD UNAUTHORIZED CHARGES
    Last Chance Cash Advance
    60NE8OTH TERRACE APT 4
    Delaware
    United States
    Phone: 7867187097

    This company did not have my signature to withdraw any funds out of my account. They withdrew 31.98 and it cost me 35.00 in overdraft fees.

  • St
      7th of Jun, 2008
    +1 Votes

    I had the same thing happen to me. The only thing that saved my butt was because I got an email stating that I had purchased identity theft, which I knew that I didn't. I called the number that was listed and told them that I didn't sign up for this, and they told me that I did when I applied for a payday loan. They give a cancellation number- which I have read where other people that were victim to these people got one too and they still debited their account. Well, I told them to go ahead and try to get their money because my checking account had been closed. So, I went the next morning and closed my account and opened up a new checking account. Then I called them back again and said "go ahead and try all you want because you will not get a penny from my checking account". All the woman could do was sit there. I had to ask her is she was still on the phone and she said "yes". I then told her I wouldn't know what to say if I was scamming somebody either. I forwarded their email to my credit union for fruad and they are going to turn it over to the proper authorities. Just to get on their nerves, I go to their website that they give me in the email and I wait for a live operator to respond (which is usually the same operator "Jim") and then I close it out. I have called them over and over asking them if they have gotten a response from authorities. I had two checks out when I closed my account, which I know I will pay a NSF fee on to the company, but at least identity theft didn't get their 31.98. Trust me, it is worth closing your checking account out and opening a new one to be on the safe side because this place will eventually cost you a lot of money in "NSF" charges in the long run. These people make me sick too! Everybody that has posted on here, you need to go to /link removed/ and file a complaint on them there too, if you haven't already. I went to this website and last chance cash advance is all over their website for fraud-I think there are at least 25 complaints on this company already! Why not add more so other people can see it.

  • La
      25th of Jul, 2008
    +1 Votes

    I did something dumb, I filled out an application and 31.98 was debited. As soon as the account was debited, I called and chatted with a person. I am denied and paying for a service I didn't use. They are the id theives. I am now on hold for 30 min to talk to a supervisor. Does anyone know how we can defeat these people? We have to stop other people from becoming their victims.

  • De
      18th of Aug, 2008
    0 Votes
    Last Chance Cash Advance - Unauthorized Charges
    Last Chance Cash Advance
    United States
    safeidsupp.com

    I too applied for a cash advance through last chance and was denied. However they proceeded to forward my information to other companies resulting in a $31.98 charge to my checking account. SCAM>>>>>>>>>>

  • Ro
      19th of Aug, 2008
    0 Votes

    This is a rip off. I did not authorize the taking of $31.58 from my checking account. All complaints are the same as mine. You fill out application. You are denied. Your account is debited for ID Theft Protection without your authorization. These people need to be stopped. They represent everything that is going down hill in the USA. These people need to be stopped immediately. Why would someone who is looking to get a $200 payday advance sign up for $32 worth of "ID Protection?" While I was typing this the phone rang. It was a man named Tony whose cell # is listed as the company contact number under company contact information on the website. He is a victim like me. These people need to be stopped, NOW. Please. They are hurting good hard working people one after the other.

  • Om
      21st of Aug, 2008
    0 Votes

    nunca, never. hagan, do, negocios, bussiness, con, cash advance.cash balance, ellos te robaran, they ripyouoff, te van a robar. robar, robar robar, steal, steal, steal, no lo hagas, dont do it.

  • Om
      21st of Aug, 2008
    0 Votes

    they are thief, fraud. dont do bussinesn they steal.

  • Om
      21st of Aug, 2008
    0 Votes

    ladrones

  • Om
      21st of Aug, 2008
    0 Votes

    thief, and steal, together

  • Om
      21st of Aug, 2008
    0 Votes

    they are honest

  • Sc
      3rd of Sep, 2008
    0 Votes

    The SAME exact thing happened to me with this company. Some person speaking broken english that gave me the run-around. They said that I had to fill out a refund application and wait 72 hours for a confirmation email. I have Bank of America and they put a stop payment on the "E-check" and are sending me a form to sign saying that this was an unauthorized charge. They say they will refund my money in it's entirety and cover any NSF fees that might have been a result of this $31.85. Damn Arab thieves.

  • An
      10th of Sep, 2008
    0 Votes
    Last Chance Cash Advance - FRAUD UNAUTHORIZED CHARGES
    United States

    THEY USED MY INFORMATION AND SUBMITTED A LOAN APP, I DIDNT FIL OUT ANYTHING I WANT MY MONEY BACK 31.98

  • Pa
      14th of Sep, 2008
    0 Votes

    I would like this and any other company to stop charging my account from this day on. I am not using your services and have no plans to use your service in the future.

  • Re
      17th of Sep, 2008
    0 Votes
    Last Chance Cash Advance - FRAUD UNAUTHORIZED CHARGES
    last chance cash advance
    Pennsylvania
    United States

    company signed me up and took money out of my accout without my permissin or knowledge.It made my accout at the bank in over drafts and know my account is minus.

  • Ro
      18th of Sep, 2008
    0 Votes
    Last Chance Cash Advance - money taken from my bank account
    Last Chance Cash Advance
    Springfield
    Illinois
    United States
    Phone: 217-652-2097
    plrcinc.com

    An unauthorized $31.85 was taken from my checking account on September 3, 2008. I submitted a cancellation request and submitted for a refund to my account. I have seen no refund yet. The fraud division of my bank has begun an investigation on this.

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