Checking account was overdrawn for 30 days, I contacted them about payment and in regards of how/when I was going to pay. Also I contacted then in regards to a credit Line I had with them. I advised that payment was going to be late. Also requested payoff quote so I could pay it off with my tax return. The Company proceeded to ignore my letter and faxing information and sent it to collections department demanding full payment of credit line 1100.00 within 10 days, even after I tried working with them. I also had advised them I would pay it off with my tax return coming in 2 weeks. they are now taking legal action even though I made a payment of $300 today, they STILL want the account paid in full within ten days. I already gave them my mortgage and grocery money. I have 3 kids and they will not work with me.
Over the course of 2008 I was charged over $2000.00 in overdraft fees do to the neglect from them not stopping payments and reinstating my overdraft account after it was canceled.