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JC Penney & GEMB / ex husband credit showing on my report!

1 United States Review updated:

I am forwarding you two letters sent in regards to JCP adding my name to a credit card opened by my ex husband. I am trying to get my name off an account that is not mine. Even though the divorce papers prove we were not married when he opened the account they are still keeping my name on the credit report.

Susan F. Johnson
47245 215th Ave
Pelican Rapids, MN 56572
[protected]

March 6, 2007

Credit Bureau Dispute
PO Box 981402
El Paso, TX [protected]

RE: Credit Dispute Account #[protected] JC Penney

To whom it may concern.

I recently sent you a copy of a divorce decree between Susan Johnson and Robert P Johnson. This was sent to prove that my ex and I were divorced by the time he opened the account and my name never should have been put onto the account. According to Gloria at JC Penney credit department all the information I sent you was to go to:

GEMB
PO Box 981426
El Paso, TX 79998
Att: Recovery Dept.

Because they gave me the wrong address to send my dispute to my loan with the State of Minnesota will be greatly delayed. I am writing to ask you to please forward all of my correspondence to you to the address listed above. My original copy of the divorce decree was forwarded to Allan Cowles at the United States Department of Agriculture, so I do not have an extra copy to send out.

Would someone from your department please contact me to tell me that you got my letter and if you will be able to fulfill my request?

Any help you can give me in this matter will be greatly appreciated.

Sincerely,

cc. JC Penney Credit dept. and United States Department of Agriculture
Susan F. Johnson
47245 215th Ave
Pelican Rapids, MN 56572
[protected]

March 6, 2007

GEMB
PO Box 981426
El Paso, TX 79998
Att: Recovery Dept.
RE: Credit Dispute Account #[protected] JC Penney

To whom it may concern.

Please find enclosed a copy of a letter I sent to Credit Bureau Dispute requesting they forward all paper work sent to them by mistake per advise from JC Penney as of January 17,2007. I would like to get this matter resolved as quickly as possible as I am under a deadline for a loan application with the State of Minnesota.

On October 1993, Robert Price Johnson opened a JC Penney credit card number [protected]. (this is not my account) My name was also included on the account, however Robert and I were divorced several years earlier so I should have never been put onto the account. The divorce papers that the Credit Bureau Dispute has should be forwarded to you very soon to show proof of divorce.

As you are aware of , in 1993 JC Penney would have never opened an account for a single or divorced woman without a man present and proof of ID, however it would have been very easy for Robert to put me on the account as a second card holder without me being present. I would like to think he would not do such a thing, however it is not entirely out of the question.

If you would like to collect from Robert, he lives at:

Robert and Gwen Johnson
503 5th Street SE
Barnesville, MN 56514
phone #[protected]

Robert works at : Minnesota State
Community and Technical College
1900 28th Ave S
Moorhead, MN 56560
Graphic Design Technology - AAS
phone toll free [protected]
his direct line is [protected]
fax [protected]

Because our divorce was not amicable, I would be unable to contact him or get any assistance from him myself, however he may cooperate with you and be willing to send you his dept payment just to clear up his credit report.

I need this dept taken off my report right away. I need to put a new well on my property but can not afford to take out a high interest loan. The State of Minnesota will give me a low interest loan over a 30 year period but will not do it until this $32.00 balance is taken off my report. I need clean water right away...Please help me!

Sincerely,

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Comments

  • La
      28th of Mar, 2007
    0 Votes

    To whom it may concern:

    I was recently at a car dealer ship hoping to buy a new car when the salesman left to look up my credit. When the man returned he stated that the papers said I was deceased. After looking into this I called my 3 credit bureaus. TransUnion, Experian, Equifax. All 3 bureaus stated that my error of being deceased was because of an account held by GEMB/JCP.

    After looking more into my problem I found on MY credit report that it stated I had opened an account on 04/25/1987, I was born on 07/01/1985. This means at the age of 2 I opened this account. Now this person has passed away and now I'm stuck with having this problem.

    I need this error fixed as soon as possible. On 03/06/2007 I paid off my entire bill to JcPenney. If needed my number is 863-682-7289. Thank you for your time.

    Lacey Gonzalez
    1306 Leola Ave
    Lakeland, FL 33810

  • Lo
      31st of Mar, 2007
    0 Votes

    Per my letter dated 3/26/07 called to the attention of your Justine Taylor.

    Have you rec'd. my letter with att. power of attorney?

  • Br
      20th of Sep, 2007
    0 Votes

    your address fr jcpenny showed up on my credit report i never been to jcpenny my number is 602-672-4820

  • Be
      20th of May, 2008
    0 Votes

    May 20, 2008

    RE: Credit Dispute Acct. #192502xxxxx

    Bessie F. Johnson
    1371 old hickory
    memphis, Tn.38116


    I"m trying to get my name off an account thats not mines . According to Equaxfax there record shows a charge off on july 2002 of $133.00 per acct.192502xxxxx. I have never applied for a J.C. Penny acct. I"m waiting the approval of a home loan, and would greatly appreciate if this negative information would be remove from my credit report ASAP.


    Sincerely


    Bessie F. Johnson

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