J.D. Byrider
reviews and complaints

Hi, I'm complaining cause jdbyrider is not being riteful here at all this is a stolen car claim that was not put in. Here this . the car I got financed and it got stolen and whomever stole it trashed it too busted windshield, airbags busted back axle broken and all so said the lady at impound yet jdbyrider didn't take pics, I gave police report, no claim! That's the deal with there full coverage, no claim! The worse part, this is now on my credit that I owe! Hell no! That's a ripoff n I will get that off my credit somehow! They did not do there job! Anyone listening! Didn't don't go there! Just don't!

I was desperate when I bought a 2004 Buick Le Sabre on 3/20/2014. I had started a job and needed a car to complete my job duties AND be able to commute less than 4.5 hours per day. I had been unemployed prior for nearly 10 years. So I was compelled to agree to their terms. They did not allow me to select the car I wanted (which would have been a four cylinder to save on gas in view of the length of my commute.) Plus I wanted the smallest payment possible so I would be sure to be able to pay all my debts. I asked the salesman & then the manager to show me a smaller car. The manager absolutely refused to put me in a smaller (or less expensive car though I asked him at least twice.) When I had trouble keeping up with the $190 every 2 weeks I called & pleaded to be put into something I could afford to have the manager tell me that they knew what I could afford & that based on my income & expenses I had an extra $200/month! It didn't matter that I had no health insurance and couldn't afford the $300/month premium thanks to JD Byrider's strong arm tactics. Now I've lost my job & I'm 1 year from completing this RIP off contract and still owe $8000 on this car! (When I mentioned to the collection department that it is highway robbery to have paid $18000 for this old car, they told me I was paying for credit repair!) Never again! I tell everyone to stay away from these crooks!

I purchased a vehicle from jd byrider/cnac the initial deposit was deferred due to my daily transaction limit with my bank being reached, the payment was scheduled to come out the following business day. There was a $500 down payment the reps at the dealership initially swiped my card multiple times which put an authorization hold on $1, 000 for the transaction attempts. My deferred payment was not honored due to the authorization hold which remained for ten (10) days. Upon this decline cnac contacted me i researched it with my bank and learned of the hold. I informed cnac that their first transaction on the day of purchase has restricted funds in my account. The recovered the vehicle, upon them receiving documents showing the hold and how it was initiated they gave the vehicle back. Before the hold was able to be released there was transactions with approximately 10 other merchants and service providers, this caused nsf fees from each merchant and the bank which totaled around $620. I informed cnac of these fees and my intention to settle them immediately and that doing so would result in a partial payment (of $160) for my 10/09/15 payment. I made cnac aware that i would be paying the remainder upon my being paid and the receipt of my new bank card. The issuing of my bank card was delayed by a week due to bank error, once this was fixed and the card was recieced there was an issue with the pin (it was to stay the same however it was changed) bank of america informed me they'd need to issue a new pin. I expressed the fact that this was an inconvience giving my car payment was overdue because of these continued delays, the bank rep offered to call cnac to inform them of the continued issue and to inform them that it was no fault of my own. Once cnac recieved this information the cnac rep suggested that i borrow the funds, i let him know it was not possible since my family felt that cnac should've paid the fees which resulted from its transaction attempt.

Stay clear of these thieves. First, the contract is written so you have
the highest possibility of losing your car back to them. Any groups
that has no grace period as a policy knows that they will be
repossessing vehicles regularly. One they get them back, they will
garnish wages, even if they resell the vehicle for more than you owe.

I was told my vehicle had a clean Carfax. I find out that the Pontiac G6
I bought was in a pretty bad accident that was covered up.

The biggest issue was when my wife came down with breast cancer, and I
fell behind on paying due to medical expenses. I voluntarily returned the
car, in better shape than when I purchased it. I took the hit on my
credit, and was now short a vehicle. I will deal with that later - the
health issue was more important.

Now, I get a letter stating that they are garnishing my wages up to $450
a week! My wife's health will now suffer, and we will most likely lose
most everything we have. But JD Byrider, CNAC, Grace Finance Inc, ,
Jeffrey M Schneck of Phoenix (registered agent), Archie H. Wright of
Scottsdale (Secretary), and Robert J Hirst of Gilbert (President and
Director) will get their couple thousand dollars.

In a day where people have trouble making ends meet, the bottom feeders
like these guys should be avoided at all cost. I don't want to see
anyone else go through what I have.

I hoped to get money from the company jd byriders (cnac-finance). they offered money for old cars. I provided them my car, because I needed to pay for house, and the rep promised to pay money within several days. I already called them and asked for money, but nothing. I hate this. I have no idea how to get money from this dishonest company. I wonder if there are other people, who had the same experience. can you provide any good piece of advice?

I recently purchased my 2nd vehicle from the above, thinking that they weren't going to screw me over and after I hit a deer, boy was I wrong! My Insurance company didn't cover entire amount because the price had been jacked up over $5000 what it was worth! Now I'm a single mother of 2 trying to find out how much is still owed (no one will give me a straight answer, ) so that I can try to find a car dealer that won't take advantage of my situation, I'm just as frustrated with myself, but I can't believe these people can sleep at night knowing what they do to people! I already work an ungodly number of hours, now I have to figure out how to add more with no car!