Well, i have been looking into them and based on these comments I have a few perspectives to add:
1. It is a private institution and will cost $$$$$$ - That is the reality. Chapman, National - its all costs the same. If you an not make that kind of commitment, better try a state univeristy.
2. For any non-state school, you should ALWAYS check their accreditation. If they are not WASC accredited (or some other major accreditation) then I would not take another look. This is why credits/unit will not transfer. I am not able to tell what ITT's accreditation is as they do not post in on their website (at least, it is not easily accessible)
3. Sorry, if you do not pay your bills, NO ONE will to offer you any kind of service - another reality. Its just bad business to offer services to someone who does not pay their bills. If you do not pay your phone bill, your phone will be shut off; regardless of your "situation"