I went to pay a bill and found out I had funds missing. So, I went online and saw a pending charge from IP NUBODI; which I knew nothing about. I do not know the company or what they are about and had not made a purchase with them. I called my credit card company and was told I had to wait until the transaction completed or call the company directly. They took around $90.00 from my card with out my authorization, and now, I have to go through all this process to try to get it fixed.