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inmyaccount.com / no loan terms ever presented

1 United States Review updated:

I had been inquiring about payday loans online and out of the blue I had $200.00 put into my checking account from inmyaccount.com. I know I didnt or wasnt aware of completing an application with this company. I am grateful for the money, but I never received any terms on the loan and am afraid that as quickly it got into my account it will quickly also go and caused bounced checks. I need to know these terms so this does not happen.

Thank You,

Kelli Brooks

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  • Ms
      28th of May, 2009
    +1 Votes

    NO MATTER WHAT REASON WE WERE BROWSING THE WEB FOR, NO SHOULD BE SCAMED LIKED THESE DIRTY DOG'S HAVE DONE US.I TOO WAS A VICTIM AND WISH I NEVER HAD BEEN LOOKING FOR LOANS.IF YOU DON'T HAVE, YOU CAN DO WITHOUT!

  • Ba
      29th of May, 2009
    0 Votes

    This is my story...i can say God was on my side..with them..
    well, i went through a site christiancashassistance, while they were trying to match me with a lender a box popped up & here we go..inmyaccount.com asking me to log in.
    ok, don't have an idea what the login info was...1mins later I got a call..recorded message...i hung up & called the number back..there i got a recorded message again saying '''customer service rep were busy, login with your e-mail address'';...i did & it went through hummmm!!!.
    I read through it, signed online & printed it out. The system said...i applied after closing hours..info will be put through tomorrow & i'll get the money on Monday, if approved...no no way I need it in 24hrs..if not forget about it..I looked through the application I printed out, the contract and other info & noticed I had put 1 digit wrong on my work phone number...(extension) oops! well they will call me if having problems i thought.

    My browsered closed due to too many other pop-up payday loan offers...anyway i opened the browser back up, typed in (inmyaccount) & I got this complaint website...I became SCARE right awat lol
    I couldn't get to the login page; I tried my web browser history to get back but kept saying access denied...with several searches on the site I was able to get back on the login site. I immediately send a comment ticket in to customer service since I couldn't speak to one...to cancel & delete all my info from their system a.s.a.p


    ...anyway 20 mins later, a lady called me to verify my info/ she couldn't answer any questions but just calling to verify.
    ..she asked want I do at my job.(.as if I made too much money, why do I need $200) immediately I told her I worked for a temp agency...she asked if I had a landphone, I said nop..i use just my cell & work phone(basically i didn't answer much if you can't answer my questions, why should I answer yours.

    ..she then said, well the decision will be on the site & I can log back in in 20mins. I wonder why all those questions..
    I logged back in & saw DENIED...OMG!! hurrayyyy.. was i glad...
    I printed the contract i signed & the denial page...and I sent another ticket in saying hopefully ''denied'' meant denied & final.
    I hope nothing happens after that.. & i will keep everyone posted if..after denial..they still mess with my bank account..

  • Ha
      8th of May, 2009
    0 Votes

    The same thing happened to me twice. I got two loans in my bank one for 400 and the other for 200 from two different ones. The one for 200 I can't find anything on them no number or web site, and they take 74 dollars out every two weeks. I don't know how to get a hold of them to stop it.

  • Ja
      5th of May, 2009
    0 Votes

    I have a similar problem with this company - I applied for small payday loan with a different company, but recieved non-stop phone calls from 'inmyaccount.com' at both my cell number and my work number, with just a recorded message. I ignored the calls, but suddenly I had $200 in my account from them, but no contact since, including no idea of the terms. To log in to my account info on their website, it asks for a sign-in name and password, which I don't know. And if you click on the button to request that info, the link does not work. There is a phone number listed, which I've tried, but haven't reached a human yet. I've been trying since the money showed up, since there should be a 3-day period in which I can cancel the loan!!! But it's been 5 days and I haven't reached anyone yet. This is definitely a SCAM!!! Help!

  • Ma
      16th of Jun, 2009
    0 Votes

    I have used inmyaccount in the past and i have yet to experience any difficulties. I've alway been lucky enough to have paid them right back, so I've only paid the $74 once, i mean once on every loan I've ever gotten. To anyone who is paying the $74 times after time. log in to your acct and chose to pay off the entire loan and you wont continue to pay the $74. That's how they get you! when you don't pay the loan off in a timely manner, they make LOTS of money off you.


    FYI, I did have problems contacting them regarding only questions I may have had!

  • Br
      7th of May, 2009
    0 Votes

    Same thing happened to me! All I did was check out different payday loan companies on line, the next thing I knew, I received a recorded message, telling me that $200 would be in my account the next day. I tried to go on their website but the server was always down. Finally I managed to get on their website, get the phone number, which is 1-866-550-6022 and talked with a rep. I asked him how was I so quickly approved without me agreeing to the terms of the loan by signing electronically or checking off a box or something! He told me that I could not have gotten the loan without electronically signing it, I told him to send me proof of my signature which I have not gotten yet! He did however break down the terms for me (which are ridiculous). A loan for $200 will cost you $274, but the catch is they will deduct $74 out of your bank account AND still charge you the $274! He also told me that after 3 deductions of $74, I could then pay $188 to suffice the loan, I told him that he and this crappy company were a bunch of scandalous, sleazy predators and I demanded again to have my signature sent to me and I still haven't received it!! I asked him why wasn't the terms explained to me personally before they sent the money, he was silent, apologetic but nevertheless did not/could not give me an answer. So $74 has been taken from me twice and it looks as though I will be paying the $188 + $222 which makes them have a $200 up on ME!!! EVERYONE THAT READS THIS-DO NOT GO ON THERE SITE, HANG UP WHEN THEY CALLED!!

  • Ac
      7th of May, 2009
    0 Votes

    Hello, If you log on to you account you can print your terms. I was told they could be printed, before I was even approved...? Good Luck

  • Br
      8th of May, 2009
    0 Votes

    To Harvia; Try going their website at www.inmyaccount.com or call 1866-550-6022. You must type in the "www" to log on.

  • Ig
      9th of May, 2009
    0 Votes

    I also acqired aboout a payday and loan and as soon as I hit enter my cell phone and house were both ringing at the same time. I guy got on the phone and tried to walk me through signing on to inmyaccount.com which did not work. After I tried logging on twice he said he will call me back and never did. After I got off the phone with him I was able to log on to this site and this is where I saw all of these comments. I called my credit union right away and had them to change my account number so I will not be able to receive their money and they will not be able to take any of mines.

  • Mi
      13th of May, 2009
    0 Votes

    I wish I had read this before I applied. They have called me and are still calling as I am writing this about every 15 seconds my cell is ringing...I have to figure out how to block this number they are driving me crazy!!!

  • Ja
      15th of May, 2009
    0 Votes

    Same thing happened to me. And I decided to keep it and pay it off at my next paycheck, the full amount. Now they won't let me do that. They're telling me I have to pay $74 a week interest for 5 weeks. I asked to speak to a manager and 2 reps hung up on me so far. This is definitely a scam. Please beware. I am still currently trying to get to them as they won't answer their phone.

  • Th
      15th of May, 2009
    0 Votes

    I been having problems with the inmyaccount.com for sometime now. I clicked on the payoff box but they won't take out the pay off the say you need to contact them three day before. Why would you need to contact them if you click the pay I found when I clicked the payoff the first time they took it off and clicked me on the payment box. I asked them to fix it and they won't, I asked for an address to mail in my 200.00 dollars to them they won't give me an address. THI IS A SCAM!!! Don't do business with them!!! I am trying to find a place to make a complaint on them. If any know where I can go please let me know.

  • Do
      15th of May, 2009
    0 Votes

    I went to log into mycashnow.com where I got my most recent loan. I wanted to renew it but it forwarded me on to 200cash.com and then my phone began to ring. I got several calls all in a row and i let them all go to my answering machine. I hope I don't see a loan in my account tomorrow because I can't afford those kind of charges! What BS that is! If this happens, I think I'll have my bank do something about it.

  • Ma
      16th of May, 2009
    0 Votes

    i have been charged 48 dollars for the last 5 weeks i have not been able to get to stop i have not been able to log on to there web site called my bank and was given a different number 916 266 0541 this is the bank they work through every one call and complain they also comtrol a alot of other pay day loan as of 200cash .com and inmyaccount.com we need to complain so they can drop them for this kind of fruad!!!

  • Sh
      16th of May, 2009
    0 Votes

    I am yet another victim. I do not know how I got the two loans...one for $200 and one for $400. It's only been a couple of days but now I am worried as I can not get ahold of any about these loans. I also never signed any terms or was given any contract information. I am printing this information and turning it over to my bank, hopefully they will understand and block access to this company. I wish everyone well..and hopefully something will be resolved...perhaps there needs to be a class action suit against this company! BNut of course I can not afford an lawyer for that either. Good luck...warn you friends any everyone about this site. I also have to see about blocking the number of phones that I have gotten for all kinda of stuff...then they are rude when you ask to be taken off their calling list because I did not sign up for anything. It's crazy!

  • Ri
      16th of May, 2009
    0 Votes

    ok people dont panic just pay the 74 for 5 weeks on the 200 dollar loan then never use them again .I hope we all learned are lesson, not to do this again!

  • Ri
      16th of May, 2009
    0 Votes

    Anytime u go online and put your account # and routing # on one of these cash adv.sites no matter what payday web site u put it on then problems are bound to rise as soon as hit enter .Yes im a victim too and yes im gonna pay out the a#% on interest, these web sites are not mastercard, visa, or american express, where the interest rate is a lot more reseanable, these payday web sites, well probely 99% of the online payday loans are scams, im not saying all online payday loans are like this inmyaccount website, but this is the first time i did this and yes i needed the money well i could of survived without if i would of read these complaints i probely wouldnt of done this but now they wont let us just send it back without the 5 week 74 dollar debit from our account to pay back this loan of 200 dollar.

  • Ci
      18th of May, 2009
    0 Votes

    i think there a scam they have been charging my account for the past month no w, you cant contact anybody and i dont know who to call the number they provide you with is answering machine. i dont know how to talk to a live person.

  • Sd
      23rd of May, 2009
    0 Votes

    I have not got on their website. I just got the call, and found this site. What should I do? I don't want to go through this, I cant afford it I have 5 little girls to feed. Please give me some advice!!

  • Sd
      23rd of May, 2009
    0 Votes

    Im Not sure yet, I just got a call from the inmyaccount.com recording, but have not applied with them or found their website. Is it possible that they can still access my account and take money out?

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