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inmyaccount.com / no loan terms ever presented

1 United States Review updated:

I had been inquiring about payday loans online and out of the blue I had $200.00 put into my checking account from inmyaccount.com. I know I didnt or wasnt aware of completing an application with this company. I am grateful for the money, but I never received any terms on the loan and am afraid that as quickly it got into my account it will quickly also go and caused bounced checks. I need to know these terms so this does not happen.

Thank You,

Kelli Brooks

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  • Si
      28th of Oct, 2009
    0 Votes

    Don't EVER, EVER, EVER take anyone's word on "inmyaccount.com" because they are a SCAM from the first time out of the shoot. I was scammed for $200 and then I accidentally opened up another one in my email and they charged me for a $1500 loan that I didn't even get the money in my checking account but been paying on that loan for sometime now. I have tried numerous times on trying to get ahold of a human and no luck and I have gone out to www.inmyaccount.com and it doesn't show any balance of what I owe yet or what they have been taking out of my checking account every payday. So I am so close to closing my checking account and starting with a new account number as that is a hassle with everything like ordering new checks and automatic deposits from work etc. Just don't let them SCAM you. I get these all the time now asking that I have been pre-approved for $1500 in my email spam account and i just delete everything in that spam folder and don't even open anything up. They are not going to SCAM me anymore. Good Luck! Signed Frustrated

  • 2b
      18th of Sep, 2009
    0 Votes

    This company sucks! I agree with everyone. This just a rip off. They have not even gotten in contact with me. But they have all of my account information. And I have not received any cash into my account. I have gotten in contact with my bank. They told that I can do a stop payment or file an affidavit of fraud for investigation.

  • Ja
      20th of Aug, 2009
    0 Votes

    has anyone succeeded in getting a mailing address for inmyaccount.com????

  • Dw
      31st of Jul, 2009
    0 Votes

    No loan terms ever presented. BEWARE! I became a victim to the same scam. I applied online payday loan. I got $200 from inmyaccount.com. Usually after they approve you- you then sign an agreement on the terms of the loan this did not happen. $200 was put in my account. To date they have taken out 607.80. They said I was supposed to call them to make arrangements to pay off the loan. And since I didn't $60.00 of the 607.80 has gone toward the principal. They said 547.80 is all interest payments. So they say I still owe them 140.00 of the principal at this time. What business gives out money to people and then says oh by the way you call us back on how you want to repay us the money. And if you don't call us we will just keep charging you interest until we do here from you. This is ridiculous. They say it is perfectly legal and they are protected by Delaware laws. But all phone numbers are out of California.

  • Do
      27th of Jul, 2009
    0 Votes
    inmyaccount.com - RIPE OFF
    INMYACCOUNT
    United States
    INMYACCOUNT.COM

    I BORROW 200.00 FROM THEM THE AGREEMENT IN THE LOAN HAS NOTHING TO DO WITH WHAT THEY OFFER.THE WEBSITE IS A RIPE OFF.YOU ARE PAYING BACK 3TIMES WHAT THEY GAVE YOU THEY NEED TO BE INVESTIGATED

  • Di
      19th of Jul, 2009
    0 Votes
    inmyaccount.com - no fees address and have taken way too money out of my checking account
    inmyaccount.com
    United States
    inmyaccount.com

    I borrowed two hundred dollars from them without me having the final decision in me saying i wanted the payday loan or not. they have taken almost two times the amount of the loan from my checking account and they say owe them 266.00 still. help!

  • Er
      17th of Jun, 2009
    0 Votes

    I obtained a loan from them also.As of now there not been problems but I needed to contact them before my next withdraw and when call them is just recorded message and then asks me to leave message or go online.When go online I cant find site.Just all other kinds of sites and the complaint board.Think they need a better customer service that is able to answer or do something about concerns.My payday changed and now money will come out causing either overdraft or short check.Needed a reply from them but no replys to my voice messages.Starting to have concerns with them.

  • Ma
      16th of Jun, 2009
    0 Votes

    I have used inmyaccount in the past and i have yet to experience any difficulties. I've alway been lucky enough to have paid them right back, so I've only paid the $74 once, i mean once on every loan I've ever gotten. To anyone who is paying the $74 times after time. log in to your acct and chose to pay off the entire loan and you wont continue to pay the $74. That's how they get you! when you don't pay the loan off in a timely manner, they make LOTS of money off you.


    FYI, I did have problems contacting them regarding only questions I may have had!

  • Ma
      3rd of Jun, 2009
    0 Votes

    yes, they did the same thing to me. this is really a scam people that don't have anything they are really hurting us.marcia

  • Mi
      1st of Jun, 2009
    0 Votes

    Where to Complain

    If you think you've had an experience with an advance-fee loan scam, report it to the FTC.

    The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

  • Ba
      29th of May, 2009
    0 Votes

    This is my story...i can say God was on my side..with them..
    well, i went through a site christiancashassistance, while they were trying to match me with a lender a box popped up & here we go..inmyaccount.com asking me to log in.
    ok, don't have an idea what the login info was...1mins later I got a call..recorded message...i hung up & called the number back..there i got a recorded message again saying '''customer service rep were busy, login with your e-mail address'';...i did & it went through hummmm!!!.
    I read through it, signed online & printed it out. The system said...i applied after closing hours..info will be put through tomorrow & i'll get the money on Monday, if approved...no no way I need it in 24hrs..if not forget about it..I looked through the application I printed out, the contract and other info & noticed I had put 1 digit wrong on my work phone number...(extension) oops! well they will call me if having problems i thought.

    My browsered closed due to too many other pop-up payday loan offers...anyway i opened the browser back up, typed in (inmyaccount) & I got this complaint website...I became SCARE right awat lol
    I couldn't get to the login page; I tried my web browser history to get back but kept saying access denied...with several searches on the site I was able to get back on the login site. I immediately send a comment ticket in to customer service since I couldn't speak to one...to cancel & delete all my info from their system a.s.a.p


    ...anyway 20 mins later, a lady called me to verify my info/ she couldn't answer any questions but just calling to verify.
    ..she asked want I do at my job.(.as if I made too much money, why do I need $200) immediately I told her I worked for a temp agency...she asked if I had a landphone, I said nop..i use just my cell & work phone(basically i didn't answer much if you can't answer my questions, why should I answer yours.

    ..she then said, well the decision will be on the site & I can log back in in 20mins. I wonder why all those questions..
    I logged back in & saw DENIED...OMG!! hurrayyyy.. was i glad...
    I printed the contract i signed & the denial page...and I sent another ticket in saying hopefully ''denied'' meant denied & final.
    I hope nothing happens after that.. & i will keep everyone posted if..after denial..they still mess with my bank account..

  • Ms
      28th of May, 2009
    +1 Votes

    NO MATTER WHAT REASON WE WERE BROWSING THE WEB FOR, NO SHOULD BE SCAMED LIKED THESE DIRTY DOG'S HAVE DONE US.I TOO WAS A VICTIM AND WISH I NEVER HAD BEEN LOOKING FOR LOANS.IF YOU DON'T HAVE, YOU CAN DO WITHOUT!

  • Ya
      24th of May, 2009
    0 Votes

    THIS IS A SCAM PEOPLE BEAWARE DO NOT USE THIS LOAN COMPANY YOU WILL GET CAUGHT UP IN ALOT OF LEGAL PROBLEMS THAT NOONE NEEDS AT THIS TIME

  • Sd
      23rd of May, 2009
    0 Votes

    Im Not sure yet, I just got a call from the inmyaccount.com recording, but have not applied with them or found their website. Is it possible that they can still access my account and take money out?

  • Sd
      23rd of May, 2009
    0 Votes

    I have not got on their website. I just got the call, and found this site. What should I do? I don't want to go through this, I cant afford it I have 5 little girls to feed. Please give me some advice!!

  • Ci
      18th of May, 2009
    0 Votes

    i think there a scam they have been charging my account for the past month no w, you cant contact anybody and i dont know who to call the number they provide you with is answering machine. i dont know how to talk to a live person.

  • Ri
      16th of May, 2009
    0 Votes

    Anytime u go online and put your account # and routing # on one of these cash adv.sites no matter what payday web site u put it on then problems are bound to rise as soon as hit enter .Yes im a victim too and yes im gonna pay out the a#% on interest, these web sites are not mastercard, visa, or american express, where the interest rate is a lot more reseanable, these payday web sites, well probely 99% of the online payday loans are scams, im not saying all online payday loans are like this inmyaccount website, but this is the first time i did this and yes i needed the money well i could of survived without if i would of read these complaints i probely wouldnt of done this but now they wont let us just send it back without the 5 week 74 dollar debit from our account to pay back this loan of 200 dollar.

  • Ri
      16th of May, 2009
    0 Votes

    ok people dont panic just pay the 74 for 5 weeks on the 200 dollar loan then never use them again .I hope we all learned are lesson, not to do this again!

  • Sh
      16th of May, 2009
    0 Votes

    I am yet another victim. I do not know how I got the two loans...one for $200 and one for $400. It's only been a couple of days but now I am worried as I can not get ahold of any about these loans. I also never signed any terms or was given any contract information. I am printing this information and turning it over to my bank, hopefully they will understand and block access to this company. I wish everyone well..and hopefully something will be resolved...perhaps there needs to be a class action suit against this company! BNut of course I can not afford an lawyer for that either. Good luck...warn you friends any everyone about this site. I also have to see about blocking the number of phones that I have gotten for all kinda of stuff...then they are rude when you ask to be taken off their calling list because I did not sign up for anything. It's crazy!

  • Ma
      16th of May, 2009
    0 Votes

    i have been charged 48 dollars for the last 5 weeks i have not been able to get to stop i have not been able to log on to there web site called my bank and was given a different number 916 266 0541 this is the bank they work through every one call and complain they also comtrol a alot of other pay day loan as of 200cash .com and inmyaccount.com we need to complain so they can drop them for this kind of fruad!!!

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