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inmyaccount.com / no loan terms ever presented

1 United States Review updated:

I had been inquiring about payday loans online and out of the blue I had $200.00 put into my checking account from inmyaccount.com. I know I didnt or wasnt aware of completing an application with this company. I am grateful for the money, but I never received any terms on the loan and am afraid that as quickly it got into my account it will quickly also go and caused bounced checks. I need to know these terms so this does not happen.

Thank You,

Kelli Brooks

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Comments

  • Mi
      1st of Jun, 2009
    0 Votes

    Where to Complain

    If you think you've had an experience with an advance-fee loan scam, report it to the FTC.

    The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

  • Ma
      3rd of Jun, 2009
    0 Votes

    yes, they did the same thing to me. this is really a scam people that don't have anything they are really hurting us.marcia

  • Ma
      16th of Jun, 2009
    0 Votes

    I have used inmyaccount in the past and i have yet to experience any difficulties. I've alway been lucky enough to have paid them right back, so I've only paid the $74 once, i mean once on every loan I've ever gotten. To anyone who is paying the $74 times after time. log in to your acct and chose to pay off the entire loan and you wont continue to pay the $74. That's how they get you! when you don't pay the loan off in a timely manner, they make LOTS of money off you.


    FYI, I did have problems contacting them regarding only questions I may have had!

  • Er
      17th of Jun, 2009
    0 Votes

    I obtained a loan from them also.As of now there not been problems but I needed to contact them before my next withdraw and when call them is just recorded message and then asks me to leave message or go online.When go online I cant find site.Just all other kinds of sites and the complaint board.Think they need a better customer service that is able to answer or do something about concerns.My payday changed and now money will come out causing either overdraft or short check.Needed a reply from them but no replys to my voice messages.Starting to have concerns with them.

  • Di
      19th of Jul, 2009
    0 Votes
    inmyaccount.com - no fees address and have taken way too money out of my checking account
    inmyaccount.com
    United States
    inmyaccount.com

    I borrowed two hundred dollars from them without me having the final decision in me saying i wanted the payday loan or not. they have taken almost two times the amount of the loan from my checking account and they say owe them 266.00 still. help!

  • Do
      27th of Jul, 2009
    0 Votes
    inmyaccount.com - RIPE OFF
    INMYACCOUNT
    United States
    INMYACCOUNT.COM

    I BORROW 200.00 FROM THEM THE AGREEMENT IN THE LOAN HAS NOTHING TO DO WITH WHAT THEY OFFER.THE WEBSITE IS A RIPE OFF.YOU ARE PAYING BACK 3TIMES WHAT THEY GAVE YOU THEY NEED TO BE INVESTIGATED

  • Dw
      31st of Jul, 2009
    0 Votes

    No loan terms ever presented. BEWARE! I became a victim to the same scam. I applied online payday loan. I got $200 from inmyaccount.com. Usually after they approve you- you then sign an agreement on the terms of the loan this did not happen. $200 was put in my account. To date they have taken out 607.80. They said I was supposed to call them to make arrangements to pay off the loan. And since I didn't $60.00 of the 607.80 has gone toward the principal. They said 547.80 is all interest payments. So they say I still owe them 140.00 of the principal at this time. What business gives out money to people and then says oh by the way you call us back on how you want to repay us the money. And if you don't call us we will just keep charging you interest until we do here from you. This is ridiculous. They say it is perfectly legal and they are protected by Delaware laws. But all phone numbers are out of California.

  • Ja
      20th of Aug, 2009
    0 Votes

    has anyone succeeded in getting a mailing address for inmyaccount.com????

  • 2b
      18th of Sep, 2009
    0 Votes

    This company sucks! I agree with everyone. This just a rip off. They have not even gotten in contact with me. But they have all of my account information. And I have not received any cash into my account. I have gotten in contact with my bank. They told that I can do a stop payment or file an affidavit of fraud for investigation.

  • Si
      28th of Oct, 2009
    0 Votes

    Don't EVER, EVER, EVER take anyone's word on "inmyaccount.com" because they are a SCAM from the first time out of the shoot. I was scammed for $200 and then I accidentally opened up another one in my email and they charged me for a $1500 loan that I didn't even get the money in my checking account but been paying on that loan for sometime now. I have tried numerous times on trying to get ahold of a human and no luck and I have gone out to www.inmyaccount.com and it doesn't show any balance of what I owe yet or what they have been taking out of my checking account every payday. So I am so close to closing my checking account and starting with a new account number as that is a hassle with everything like ordering new checks and automatic deposits from work etc. Just don't let them SCAM you. I get these all the time now asking that I have been pre-approved for $1500 in my email spam account and i just delete everything in that spam folder and don't even open anything up. They are not going to SCAM me anymore. Good Luck! Signed Frustrated

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