I have been having so much problems with indymac. I have been having some problems catching up with my monthly mortgage thru them, and so i had called to make some payment arrangements, and i get a packet in the mail them wanting to modify my loan to 6% interest for 5yrs with a payment of aorund $750, and i thought that was cheap compare to the $950 i was paying, but it changes because of the adjustable rate that i have on the loan. Well well when i had filled the modification loan forms to change payment and along with the payment for that amount to accept the term. And i have called them to check on the status on the loan, and all i get is i will get a letter in the mail if it was accepted or decline. well 6months later, i never heard from them. And so i had called them just 4months ago and they resend a new modification loan forms to fill out because the previous one was denied, but i was never inform. So i fill this new form out that they have sent out to me and this time the interest is lower 5% with a payment of $640 a month. So we send that in, and we were told same thing, u will hear from us in 30 days by mail if it was accepted or not. So we waited, and just about 2months ago, we recieved a letter from a lawfirm office saying we needed to pay $9k something to cure the default or they will foreclose, so i was thinking what is going on... so i call indymac bank again, and they said to just ignore it, and just wait for the letter to come in the mail. So we did that for the 3rd time and just 3weeks ago, we got a papers from the court of foreclosure of the house. SO I dont know what is going on. I called them again, and i was told to just ignore it, no sale date for the house yet, we will some paper work for you to fill out to redo the loan, and nothing in the mail yet, but we were told to wire transfer $642.40 just a week ago, and just this week it was return back to us with no explanation, and i called and asked why they said it was a mistake that it was sent back to us, to resend it by western union. and today i get a letter in the mail regarding the check saying this "WE thank you for your payment and aprreciate your effort to settle your account. However, we are returning check no. wire due to the following reason;
Only a cashier's check or money order is acceptable at this time. (Personal and/or Business checks cannot be accepted.)
The amount remitted does not represent the total amount due at this time. Please contact our office immediately for the amount required to bring your loan current.
Well this was the last straw for me, so can anyone help me!! i dont know if indmac bank is messing with me all this time and their not willing to work with me and their going to take the house and just not telling me and will continue to tell me to send money and cost me extra on top of it and in the end i still lose the house.
WHO DO I CALL FOR THIS SITUATION!!???~