I, too, got suckered by IDS Grant. Apparently Grant One Day is VERY similar to IDS Grant. I did authorize $1.99 for the free trial informational CD. I did receive the CD in the mail. However, I did not authorize the $94.89 charge. These companies don't even tell you in the fine print WHAT they will charge you. It just appears on your bank statement. But, I didn't even try to contact the company. I fought back. I went straight to the Better Business Bureau's website and filed a formal complaint. You can reach them at www.bbb.org. The branch I used for IDS was the Los Angeles BBB. (IDS Grant's home is in California). You can reach them at www.labbb.org. They investigated on my behalf and IDS refunded my $94.89. PLEASE, MY FRIENDS, DON'T JUST LET THEM TAKE ADVANTAGE OF YOU-FIGHT BACK-AND TAKE BACK THAT CONTROL!! Let them know you mean business. I hope this helps all of you!