This company withdrew money out of my checking account without my authorization twice,bringing my account into a negative status. This caused overdrawn fees that I could not afford. I applied for a payday loan which in turn gave my information to these people and they automatically started billing me for a service I never wanted or even asked for. I spoke to them via email and was told they would stop the billing but would not refund my money because of the customer terms and conditions. I wasn't even their customer. I did not want nor ask for this service. Be careful. NMB Platinum also did the same thing and I believe they work together in some way, at least thru the payday loan company I applied at.