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The good, the bad, and the ugly - discover what customers are saying about Ideal Wealth Builder

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5:11 pm EST
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Ideal Wealth Builder Scam

I am in the process of buying my house and when my credit report return with a collection. Found out that my old student account with TCF Bank back in 2006. Ideal Wealth Builder process a electronic check from my account for $159.00 and made my account negotive. TCF Bank was suppose to frezze my account and investigate fraud but never did so now i have a bad credit and collection. WTF... try calling Ideal Wealth Builder and don't know who they are.. or why they have access to my account.

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9:03 pm EDT
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Ideal Wealth Builder memembership fraud

I was checking my bank balance and found a debit of $29.95 for an unknown membership fee that I did not authorize. I called the phone no. given with the bank transaction information, was on hold for 20 mins listening to numerous nasally sales pitches and annoying music and never got to speak with an agent. After some research I discovered it was a scam. I will close my bank account and cancel my debit/credit card to avoid any further charges (at my expense I might add). I am also going to register a complaint with US Attorney General and campaign for tougher laws against these ###-suckers. I am a widow living on a single income and will not stand still for this. BUYER BEWARE ! These pyramid schemes hurt a lot of hard working people - DO NOT allow this to happen to you.

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JA-TX
, US
Aug 03, 2009 1:35 pm EDT

BUYER BEWARE:

THIS IS MY STORY:

In my search for Grant assistance I foolishly purchased the "grant funding search cd" telephone # [protected] or [protected] for $1.98. I did cancel their membership before they charged me the $69.95. That was in March '09. However, on 5-26 and again on 8-3 'Ideal Wealth Builder Club' charged my card for $30. I caught the 8-3 charge and that made me go back into the account history. At that point I noticed the one on 5-26. The card that i used for the orig purchace is a prepaid debit card and i dont keep much on it so they could not get the charge monthly and it went unknoticed. I was able to contact the company and request a refund of the 5-26 charge of $30 and request that the pending charge be canceled. They were not very nice and didnt want to do it untill i threatend a call to the BBB on this matter, that got them motivated.
I did reach them at [protected]. That is the # that showed by the "MISC" charge from DEBIT RELI. The first charge showd a CLUB NV with telephone # [protected]. Looks like they changed the name that they charge from.

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11:47 am EST
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Ideal Wealth Builder Scam charges

I purchased a $1.98 CD from the Grant University. There was no box to check off that I had read terms & conditions. I was charged $1.98 and then was contacted to confirm and was told I had a free trial membership I never signed up for. The free membership was for seven days, but the CD would be received in ten days.

When I told the person that didn't make sense, he assured me that my free trial would not start till I received the CD. I asked how they would know when I received it and he told me it would be tracked and added that they have to track it because of the Patriot Act. I don't know why I bought that, but I did.

Sure enough, I didn't receive the CD, but was charged $69.95 in seven days. When I called to cancel they said no... I agreed to the terms and conditions.

Even after I explained how their employee lied I had to speak to a manager to get a refund. I eventually got a refund. However, there is more...

You also get signed up for a free trial to Ideal Wealth Builder when you order the CD. I canceled that using the email address they provided before the 21 days was up, but then I get a voicemail that my account is still active. I still need to see if I get charged the $29.95 for this bogus membership. Luckily my card is maxed out...hopefully it won't go through.

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Waggerby
Salt Lake City, US
Jul 22, 2010 2:43 pm EDT

OH yeah she even gave me my Home email which I never use. I ask how she knew, and she said their data base has all this. I told her she was getting into a privacy act.

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Waggerby
Salt Lake City, US
Jul 22, 2010 2:40 pm EDT

I just got a confirmation # for my unauthorized Membership. also they stated they were sending my money back within 7-10 business days. I also told them of all the dissatisfied people, and that my attorney wanted this ASAP.

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Waggerby
Salt Lake City, US
Jul 22, 2010 2:32 pm EDT

I think Ideal Wealth Builders and their assocciates should have to may back the money they have taken.
As of July21 I called and told them I never ordered a Membership from them, and that for future purposes I need to have this membership cancelled. They took $30.00 from me.

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Chuck Turner
Sandy, US
Apr 29, 2010 8:37 am EDT

ibuildwealth = same scammers

http://www.vegasbbb.org/bbb_rated_acc_rpt.asp?bbbid=79756&tr=rated&lg=F&ex=11, 16, 18, 19, 26

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revclaus
Denver, US
Jan 30, 2010 12:26 pm EST

I just noticed the same $30 charge you all are talking about. So I called the number on my bank statement (I have an online account and look at charges every few days) and demanded that they refund the $30. They said they would and gave me a confirmation number. I then asked them about how they got my information, and they said that I had given out my information online to purchase something, I couldn't hear what she said. I hadn't done that and asked where they are located. They told me they were in Las Vegas, NV. I know from a previous report from another scam that if a company is registered in another state your state's Attorney General can't do anything about it, and since I don't live in Nevada, the Attorney General can't do anything about it either.

The person I talked to was very forthcoming and answered every question I asked. I even asked for a transcript of the phone call, since they gave me that line that the phone call was being recorded for customer service purposes. She refused. So I told her I would find ways to report this. Now I'm going to contact my local TV investigative reporting unit to see if they'll do a story on this. We'll see. And I'll have to wait and see if there are any other unrecognized charges on my account.

This is such an outrage! Makes me not want to order anything over the internet again.

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Krisolver
Olean, US
Oct 04, 2009 9:06 pm EDT

So, my dads girlfriend was going over her bank statements today and she has charges from both ideal wealth builders and grant express. She never ordered any CD'S from either one, but evidently someone did. Her account has been overdrawn 3 times in the last 3 months and we couldn't figure out why until today. Tomorrow I am going to call both companies and go to the bank and see what we can do about this but in the mean time EVERYONE BEWARE! this has now cost my dads girlfriend over $300.

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kailyn2009
Marlton, US
Sep 08, 2009 4:57 pm EDT

oh wait i forgot i ordered "INTERNET WEALTH BUILDER" kit from google hope this one works..

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kailyn2009
Marlton, US
Sep 08, 2009 4:55 pm EDT

oh wow i didnt read this complains...i just ordered the kit..its been 4 days now and i haven't recieve anything yet.. i'll make sure before 7 days and nothing happen i'm gonna call them that i haven't recive anything from them yet.. i'll let you all know what happen next.. goodluck to me..

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rvd4017
, US
Aug 09, 2009 10:20 am EDT

This is true and accurate of what this site does. I advise any and everyone not to fall victim to this scam. I was also charged miscellaneous charges to my account after ordering a $1.98 CD from Grant Funding Search in which I did receive but begun to receive other charges to my account later which I had no clue that were being charged to it. Twice I was charged $3.77 and then another fee popped up for a $69.95 charge. After calling the company to complain of the charges that were being made. They finally returned all fees but one of the $3.77 charges. They claim they could not reverse because of a bogus email I was to receive that gave me vital information about the CD I had received from them which I try to return to them. After even complaining to the person on the phone about the matter at hand. Can you believe she still attempted to try and sign me up for another bogus deal. Can you believe this! I don't trust the CD and never used it because of fear of what might come next. Well that didn't matter because here again a week later another unauthorized miscellaneous charge from Ideal Wealth Builders for $30.00 popped up on my account and that's when I decided that it was time for me to change this card number with my card holders. I suggest this to anyone who have had this happened to them. I believed the problem to be solved when it was not and I begun to have the same thing happen to me all over again.

J
J
JA-TX
, US
Aug 03, 2009 1:38 pm EDT

BUYER BEWARE:

THIS IS MY STORY:

In my search for Grant assistance I foolishly purchased the "grant funding search cd" telephone # [protected] or [protected] for $1.98. I did cancel their membership before they charged me the $69.95. That was in March '09. However, on 5-26 and again on 8-3 'Ideal Wealth Builder Club' charged my card for $30. I caught the 8-3 charge and that made me go back into the account history. At that point I noticed the one on 5-26. The card that i used for the orig purchace is a prepaid debit card and i dont keep much on it so they could not get the charge monthly and it went unknoticed. I was able to contact the company and request a refund of the 5-26 charge of $30 and request that the pending charge be canceled. They were not very nice and didnt want to do it untill i threatend a call to the BBB on this matter, that got them motivated.
I did reach them at [protected]. That is the # that showed by the "MISC" charge from DEBIT RELI. The first charge showd a CLUB NV with telephone # [protected]. Looks like they changed the name that they charge from.

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