I C System Inc / Trying to collect a debt discharged in Bankruptcy
I C Sytem Inc has put a current/active/ seriously past due report on my credit report Jan 2011. The account was discharged in a Bankruptcy in 2009. I was lied to and told they were not aware of the Bankruptcy. However I pulled my credit report 2 weeks BEFORE I made the phone call to them. On one of the 3 major credit reporting agencies the report stated in Bankruptcy. On the other 2 it states the account was put in active collections as of January 2011. How can they not know the account was discharged in a bankruptcy when it states that on one of the credit reporting agencies? Bankruptcy is difficult to recover from as it is. And this company has lowered my credit score by erroneously reporting an account as active collections when the debt was discharged 2 years ago. It's against the law. I was also told if I didn't provide proof in 24 hours of the bankruptcy they will continue to call. They had their proof already according to one credit agency. I was also told by one of their reps that they cannot remove their report from the credit agencies. No wrong answer. The account will be reported correctly...my attorney is making sure of it.