I was told by Terry Wilson that i was approved for a 5000.00 dollar loan. This is first time ever that i put up money to get a loan(910.00).It sound very convincing, plus the deferred payments of six months. I received a call the next day Nov.6 2008 from a Howard Masters(if this is a real name) that i need to send a additional (910.00) per loan agreement for insurance reasons. I said no and refund me my money. The money was money gram to a Kayla Conley in Hampton, NB Canada. I have not had any luck trying to get in touch with these people. They need to be stop. I had a mental break down.