This is to bring to your notice that I have taken a housing loan from LICHFL. It has been over two months and despite of several oral calls and written application they have not given me my copy of agreement. They have taken our all signatures but refuse to give us a copy. It looks like in earlier days in villages where villagers were asked to sign on blank papers. The same practise still persisits. Could somebody guide me as to what action shouldI take against the company.