My husband and I owned a home in Columbus that was in foreclosure because my husband had been ill and out of work. The owner, Todd Knight told us that we had enough equity in this house to be able to catch our payments up and repay this amount for two years. He received all of the information from the attorney handling the foreclosure and sent a man, Jeff to our house with a check for the amount.
We signed the papers, little did we know or were we told, that we were signing a warranty deed. The mortgage was supposed to be paid off by Home Mortgage Solutions and they would own the house and we would pay them rent with the option to buy back the lease at any time. The mortgage was NEVER paid off. This company, Home Mortgage Solutions, got into financial trouble because of a divorce and he GAVE this property to another man, Reginald Hines in exchange for an amount of money.
He gave Mr. Hines the warranty deed to our home and now this man thinks that he wons our home when we are still paying the mortgage and he expects us to pay $1, 000 a month on top of that for our own home. We own the mortgage but he has the warranty deed. It is a major case of mortgage fraud!!!