Hancock Bank / overdraft fees
Hancock Bank will try to get every wrong earned dime they can from you. They recently charged me with $261.00 in fees. My husband works offshore and he usually handles all the bills with his account, We have 2 seperate accounts. I had no contact with him and was responsible for getting the bills paid. I paid one bill with my account that was supposed to get paid from his so my money was a little shorter than normal. From October 9-11th I made small purchases at gas stations and what not that were $2-$6 in total. On the 12th of October I made a purchase at Wal-Mart for $118.00. Hancock Bank ran my $118.00 through first and then ran the 9 items ranging $2-$6 last even though that was not the order in which I used them. Then they charged me a $29.00 fee on each small item that went through!!! $261.00!! I understand I owe one fee of $29.00 because the wal-mart charge would have been over what I had at the time but I should not have to pay for the other charges, which when I spent the money I had it... I have already talked to 6 different people and they have been rude like you wouldn't believe.. I am so fed up with them. I will definately be taking this further.. I have already contacted a news crew to do a story about it. This should be very interesting since I already have about 20 people wanting to tell their horror stories of banking with Hancock Bank. The money was not rightfully theirs and it would have done them so much better to just put it back in my account. I have 2 small children and bills that have to be paid.. Come explain to my kids they can't have something because these people took our money!! Makes me so upset. I will get it back. I am taking this as far as I have to to make sure of it. I have infact, already contacted my lawyer who will further assist me from here. You will regret treating your customers like this.. Get ready for the media and bad reps!!!