GreenZap.com with DebitCard123.com / Fraud
If DebitCard123.com or GreenZap.com sounds familiar in any way and you ever gave Greenzap your account info- change you bank account now!!!
I KNOW these companies are connected in some way. I had a checking account that was mainly used as a savings account as it had a great interest rate. I wrote three checks a year from that account to the same people for the last 10 years, so the account info itself was not out there much to begin with.
The one and only time I ever gave the account info out was to register with GreenZap - back in 2005 or 2006. The more I learned of the company the more it just didn't sound right, so I never used their 'service'. No transactions were authorized, no transactions took place, and I basically forgot about the company until recently.
At the end of 2008, a withdraw of 119.95 showed up on my statement. After getting more info from my bank, it was in the form of a check made payable to DebitCard123.com (memo area said Inquiries call [protected], signature area said 'Authorization on File'). I looked up the website, tried a WhoIs search, and called the number thinking maybe it was a honest mistake and easily fixed... wrong.
The following month another 2 bogus checks were submitted - one for just under 10.00 and another for 129.97. The smaller one cleared, but was able to stop the larger one just because the bank knew something was going on from my previous contact with them and they called me.
Another interesting angle is the same day this account was closed DebitCard123.com tried doing ACH (electronic) transactions. One was for a deposit of .13 and then a withdraw of 1.25. It seems this is common practice for fraud people to see if the account is still open.
Point being, once your information is 'out there', be it with an existing company, one that was sold, one that went bankrupt... whatever - your account info is still there sitting in someones data bank - be it the company itself or a process agent they use.
Both of these companies speak for themselves - claiming to provide international 'service', while hiding their true identity and any reals means of contacting them. Check archive.org or a WhoIs search.
Do yourself a favor and have some peace of mind in the future, if you EVER gave GreenZap your info, or if DebitCard123 has shown up anywhere on you statements, change your account ASAP...