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goldcraft designs, inc. / Carecredit overlimit fees and interest rate

3400 Galt Ocean Dr #1907sFt lauderdale, United States Review updated:
1
Contact information:
Phone: 954-892-0103
Six months ago, I opened an account with Carecredit with a credit amount of $6,000.00 at 0% for 6 months. I made the minimum monthly payments. After 6 months, I received a statment with a much higher balance than what I started with. I called GE Money Bank. The person was rude and would not transfer me to a supervisor. I was stuck with a 20% interes rate! In addition, all the interest was retroactive and added on to my balance.

I am presently filing a complaint with the OCC.

Richard Gold
0

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Ba
  28th of Feb, 2008
Agree Disagree 0 Votes
Care Credit/GE Moneybank is a major rip-off. My wife had oral surgery done and charged it to these scammers. The deal was 0% interest if paid in full in one year. We paid extra each month to make sure we paid it off before the one year expired. Despite having cancelled checks, they found every way they could to say the balance was not paid in full within 1 year ("did not receive, received late"); any BS they could think of. Even after proving them wrong, they socked us with a HUGE interest payment. The matter is still not settled after 18 months.

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