GEMB Phone / money taken out of checking account
I looked at my back statement (Westerra Credit Union) 1/02/08, and GEMB Phone took out $185.11 out of my checking account by a phone call with out my knowledge.
After doing some research, apparently GEMB Phone handles Visa accounts for Capital One. I have a Lowe's Visa credit card.
How can GEMB Phone access ones checking account?
I've been upset for days.