GEMB / Credit Services / Identity theft!
I was notified last Friday 3/7 that Home Depot wanted to confirm that I opened a credit card. I called to dispute that I had opened the card and learned that it was opened in TN. I live elsewhere. I have since learned that there are 8 other credit cards opened in my name with a DE State Drivers License (again, not my state of residence) and an address in TN 1883 Underwood Rd, Mt. Juliet. So far, the ### has charged over $4, 000 to my credit. Thank goodness for Home Depot's policy to confirm instant credit applications otherwise I would have not been able to place the fraud alert on my credit report and I would have even more cards opened with my identity. I read Greg Richardson's story online today and it clicked... 5 of the 8 cards start with the suffix GEMB (JCPenny, Sears, Radio Shack, Best Buy and Lowe's). My Lowe's charge was closed in 2005, however, my credit report shows that it has a $10K limit. When I called Lowe's today they said that there has been in inquiry or activity on my card with with my account and that they show my credit line to be $1, 300 (the original amount I was approved for in 2005). They said that my card is still showing closed, although Transunion and Equifax show it as OPEN 3/1/08 and 3/4/08.
I have a cell phone number for the woman posing as me and Staples, Home Depot and Lowe's have all offered to provide video surveillance to the police. They said that the woman is while, short brown hair and really skinny. On her cell phone message, it says that "I" am not available.
I THINK WE SHOULD ALL BAN TOGETHER AND GET A CLASS ACTION LAWSUIT TOGETHER.
Please email me to let me know your thoughts and let me know what states you are located in so we can find an attorney that can practice in the majority of them.
Thank you and good luck to everyone. My nightmare is just beginning and from the sounds of your emails it will continue for years to come.