My dentist offered me an opportunity to pay my bill over a period of 12 months. I signed up. I received a credit card from GE Banking (geonline.com) and got my first bill which informed me of the minimal payment due. Nowhere could I find how much I actually owed to pay the bill off without having to pay interest. It turned out that I had to calculate it myself. Though I could figure it out, I'm sure there are any people who would be fooled by the "minimal payment due"
I think this is a very deceptive practice and urge you to be very careful should you find yourself taking advantage of the GE Bank's "special offer" - or you will be taken advantage of.